I recommend Warranty Direct on the basis of reader recommendation and long experience of the company. I can't speak for Warranty Wise, which, as we both know, has been advertising fairly heavily in Telegraph Motoring. But if Warranty Wise has turned down a claim on a policy sold to you with a car, then your dispute is with the dealer who sold you both the car and the warranty. Since you bought the car less than 6 months ago, the dealer is wholly responsible in law for any fault that occurs with it within 6 months of the purchase date that could already have been developing at the date of sale. It is impossible for him to prove the fault was not developing on date of sale, so the dealer is liable, not WarrantyWise, which is what WarrantyWise was trying to tell you. No insured warranty ever covers you for faults that pre-existed it. That would be like taking out fire insurance on a building that was already burning.