My renewal has come up, and I have been quoted £400 fully comp, I have clean license of 25 years, never had an accident in my life except a puncture. And yet my sister has been driving less time than me has received a renewal of £300 despite taking sabbatical from driving for 2 years and had the odd accident which was not her fault. We both live in same post code and have sedate occupations, why the wild discrepancies in the quotes?