What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks

Why do insurers charge a higher premium if your car is kept in a locked garage?

Why do insurers charge a higher premium if your car is kept in a locked garage?

Asked on 16 October 2018 by Ron Norris

Answered by Honest John
No Idea. It should be cheaper. Have you checked this over a number of quotes? If it works out to cheaper to advise the car is left outside I would say that. I would never advise it is parked in a locked garage overnight, just in case on the one night it is not in the garage, it gets stolen. Never give an insurer an opportunity to not pay out.
Similar questions
I have two cars on separate insurance policies. One car was written off, this was my fault. This is my first accident in 57 years of driving and the insurance companies are loading the new premium drastically...
My wife's insurance has doubled this year and mine has increased 50%. This is with no claims being made and using comparison websites for renewals. How can insurance firms get away with such price increases....
I am 84, mentally and physically fit, with no claims or convictions. I have been driving since I was 17. I have a Jaguar F-Pace and want to change it for a Volvo XC40 but I am having a problem finding...
 

Value my car

Save £75 on Warranty using code HJ75

with MotorEasy

Get a warranty quote

Save 12% on GAP Insurance

Use HJ21 to save on an ALA policy

See offer