Can an insurance company demand payment for a policy which no longer exists?

Can an insurance company demand money for a policy which was renewed on 1/3/2018? They are saying I gave the wrong information on a policy which ran from 1/3/2017 until 1/3/2018. This policy is now finished but they want backdated payment for this.

Asked on 18 July 2018 by Ross

Answered by Honest John

In short, no they cannot. They agreed to a contract that has now ended. As such, it is no longer enforceable.

Tags: insurance

Similar questions

Is it possible to get repatriation cover while in Europe?

We are taking delivery of a brand new VW campervan and planning on taking it to Europe in September. The VW warranty provides breakdown cover in Europe for 3 years but I don't believe it extends to repatriation...

Why is my insurer asking for a copy of the V5C?

My granddaughter has just become 17 and is learning to drive. As my wife is no longer allowed to drive we have made her car available for her to learn on but have retained ownership. My daughter has taken...

My car was written off as a Cat N - do I have to get it re-tested for an MoT?

I know insurers require a new MoT for a vehicle that was a Cat N write off. They have given me 14 days to obtain one but is it a legal requirement? Could I still drive on the existing MoT? Also if it fails...