insurance issue

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Mon 10 Dec 2012 02:28
insurance issue - simongill

Hi guys

i have made a little bobo, basically i had an accident and i left the scene without providing the details but the other party had my registration and they reported it to police, after that i got a letter from the insurance company of third party and also a letter from police for fleding the scene. as i already had 6 points on my licence, i made a mistake and gave my partner's details to insurance to police and insurance, then the party came up said they got a witness and it was a guy driving the car and not girl, police sent me another S172 form to provide the correct details, which i have filled with my details , but what do i say to insurance, how should i say to them that i provided wrong details, can they cancel my policy ? or not

i know i have done wrong, i admit and i am now resolving it as well , learnt my lesson. but please advice regarding insurance as what to say to them now

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Mon 10 Dec 2012 07:42
insurance issue - skidpan

Insurance is the least of your worries, very soon you will not require any.

3 points for leaving the scene and 3 points for providing incorrect detials to the Police which when added to the 6 you have already is 12 points and a ban.

Hope you learn your lesson.

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Mon 10 Dec 2012 07:56
insurance issue - Dwight Van Driver

.........cough cough

What about attempting to pervert the course of Justice.........

clang turn the key?????????

dvd

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Mon 10 Dec 2012 10:42
insurance issue - Falkirk Bairn

insurance issue????

Not just that... you need to see a "motoring lawyer" PDQ as you could be more than banned and fined.........clunk click might not just be the seatbelt locking

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Thu 3 Jan 2013 01:46
insurance issue - happy polo

I very much doubt you've leart any lesson, rather you're just bricking it having been caught red handed pranging someone's motor and doing your utmost not to pay for it. And six points already; not somebody who deserves to be on the roads I'd have said.

A few weeks of free meals and thin sheets well earned I reckon.

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Thu 3 Jan 2013 09:33
insurance issue - SlidingPillar

The insurance company can cancel, but they can't do it retrospectively. Unless any loss you incurred was caused by you acting outside the policy - then that would not be covered.

You will have to tell them - as they will find out anyway at some point. And it will be worse if haven't said. Only advice that makes sense is tell them in a letter, keep a copy, keep it short, don't embelish, don't send on the day you wrote it and if you know somebody who is good at letters - get them to read and comment. Rule of thumb - if they don't find something, you've asked the wrong person.

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