Since we're talking about gyms, a word of warning. I often lecture on money laundering (prevention, you understand, not how to do it....) and one of the examples I give is where people join a gym, fill in a form including bank details for the subscription, and hand it to the coach who shows them round, leaving the form on a table or shelf for all and sundry to see, no doubt intending to take it to the office later.
Many of these coaches share the intelligence of the one Mrs Concrete met, and we all need to do our best to ensure that any time we give someone information, they take steps to keep that information confidential. We need if at all possible to satisfy ourselves that it's kept secure before we give it.
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