Hi Nicola, compare the parts cover, claim limit(s) & exclusions

Good luck

Hi there, how old is your 'new' Mini?! Presumably out of manufacturer warranty territory? There's a thread a bit further down entitled 'MBI Autoguard' which is debating the worth of aftermarket warranties; worth a quick read through as it might be an eye opener!

If you are set on buying one, it's absolutely essential that you take as long as you need to read every line of the smallprint, with particular scrutiny of the part about exclusions. Don't just assume that 'most stuff' is covered, as you will find it suprising just how much isn't. You need to consider the likelyhood of those areas which are covered actually failing suddenly (ordinary 'wear and tear' and gradual deterioration isn't usually covered, so you're only looking at a claim if something suddenly goes bang out of the blue).

Don't be taken in by the sales patter. Remember that modern cars are generally very reliable if they're well looked after, and BMW's in particular are very well built. Just make sure that you weigh it all up thoroughly before you part with any cash!