How many bearings, and front/back?
Regardless of that, two and a half years and 49,000 miles for a wheel bearing would suggest that the bearing was initally unfit for purpose, incorrectly installed or damaged on installation, unless of course you have been using your fiesta diesel for rallying or stunt driving.
As the car has been serviced, ask the service manager what maintenance the bearings are subject to, and what tests/checks were carried out on the bearings at the service.
I would push the point, and tell the servicing agent to contact Ford Customer Services and put your case.
They want you to pay because the dealers get a lesser rate for warranty work.
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