You need to clarify who you think should be compensating and who didnt tick it off on the checklist.
But my thinking on this is forget it. If the insurance co. thought there was something iffy with your brakes, they wouldnt have paid out. Your timescales are on the borderline of what is considered reasonable for warranty on a second hand car and brake pads are consumables after all. A lot can happen to them in 6 months.
You may THINK the accident was caused by your brakes, but can you PROVE it. If you can prove it (you cant, by the way!) you would still have a job to get compensation from anyone due to the time involved.
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