House Deeds

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Mon 29 Mar 2010 13:06
House Deeds - Peter

Having paid of the mortgage, I now have the small problem with the safe location of the house deeds. Can anyone offer good advice on how/where to keep the said deeds for safe keeping.

In the house itself

With a solicitor

With the Building Society

With the Bank.

Thanks in advance.

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Mon 29 Mar 2010 13:26
House Deeds - Clk Sec

This might help:

tinyurl.com/yh9lbpj

Clk Sec

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Mon 29 Mar 2010 17:28
House Deeds - bintang

Not in the house. What happens if they are lost, burned or stolen? This would be even worse if the property is not yet registered - it probably is but best to confirm

Not with a solicitor, if he is anything like ours. He swore we did not deposit my wife's will with him, until we produced the receipt

Best with your building society, even after the morgage is paid off. Probably free although with a one-off fee of £1 after paying off.

A bank will probaby want a yearly fee, unless you have appointed it trustee. And banks don't have a good record as trustees.

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Wed 31 Mar 2010 16:36
House Deeds - gordonbennet

We discovered our house is too new to have paper deed trail when we paid it off a few months ago.

For your situation have you looked at investing in a fireproof strong box for this and other irreplaceable forms?

Who do you trust these days otherwise?

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Thu 1 Apr 2010 23:29
House Deeds - OG

House Deeds aren't as important these days as they used to be, just make sure the property is properly recorded with the Land Registry. You can do this online. My mother kept hers in a metal deed box under the bed, I bought a fireproof safe for mine.

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Fri 2 Apr 2010 15:52
House Deeds - VR6

Just to add some extra information. If you do loose your deeds, they should be available as PDF downloads from the Land Registry website. The cost is normally about £4 for the plan and £4 for the actual deeds and is very easy to do. All you need is a postcode, house number and a debit card. You can download anyones elses deeds too.

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Tue 6 Apr 2010 12:43
House Deeds - buzbee
Can someone tell me the basics of registering on line?

Presumably the house deeds have to be produced? If so how?

I have lived in a mine for many years and the plans showed it to be unregistered when I bought it. It used two adjacent pieces of land fenced as one.

Deeds are with building society and, hopefully, can still be found!

It is about time I registered it.
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Tue 6 Apr 2010 13:06
House Deeds - OG

All contact details here:-

www.landregistry.gov.uk/

I found them to be very helpful.

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Tue 6 Apr 2010 19:03
House Deeds - buzbee
Thanks OG.
buzbee

Edited by buzbee on 06/04/2010 at 19:03

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