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Which of these two cars for the wife? - cheddar

New Fiesta 1.4 Zetec 5dr with metallic and Bluetooth, approx £10800 to pay after scrappage etc.

58 plate Clio Dynamique 1.2 TCE 5dr with metallic, approx 10k miles, approx £7700 to pay after trade in etc.

£3100 difference, how much more will the Fiesta be worth in 3 years when they are 3 and 4 years old respectively, more certainly though not £3100 more.

Any thoughts?

Which of these two cars for the wife? - piston power
To me it would be which one is going to be more hassle in the long run stick with the ford.
Which of these two cars for the wife? - maz64
Any thoughts?


£3100 is a big difference - depends to a large extent on your current financial situation I guess. I know I would prefer the Ford if they were the same price, but right now I would take the money and hope the Clio was reliable, not that the Ford would be guaranteed to be faultless of course. My decision would be made easier by the fact that SWMBO doesn't like Fords :-)
Which of these two cars for the wife? - CGNorwich
Why don't you ask her?
Which of these two cars for the wife? - idle_chatterer
I find it can be hard to compare new to second hand unless the used car is very new indeed (say less than 6 months old), remember a 58 plate is nearly 3 plate hanges out of date now if that matters to you, if the car is an '08 then it's effectively 2 years old in registration terms (btw I think our plate system is crazy but that's another issue).

I presume that the warrantee will run out on the Clio a year earlier, in which case would £3100 cover the likely repair costs should it go wrong in that year (I suspect it will)....

The approach I'd take is to decide on a time period (say 3 years) and do a total cost of ownership comparison, I'd utilise the Whatcar depreciation tables as a guide - they go to 4 years IIRC. Factor in everything and possibly even an extended warrantee on the Clio and see what you get.

Then make a completely unrelated value judgement based on your or your wife's personal preferences ;-)

Edited by idle_chatterer on 09/01/2010 at 10:24

Which of these two cars for the wife? - M.M
Just been through similar thoughts before we ended up with SWMBO's 3yr old/22k Citroen C3 just before Christmas. The scrappage deals were tempting as they effectively added £1200+ to the value of her old car. Because we were happy to have a car about a year older with 10k more than the Clio you mention the difference between new with scrappage and what we bought was more like £5000. We were happy to let someone else take the new car depreciation hit and keep the £5k in the bank yet still have a car little different to new.

I would echo the fact that surely you must have a preference for one or the other as a car to use/drive? We were surprised how different the cars on our shortlist were once you examined them and had a test drive. Several that had seemed OK from reading up on tests/cbc breakdown etc had significant aspects we really didn't like.

Of course as mentioned by ic there's the warranty to consider. I think I'd factor in an extension to the Clio warranty to take it to a full 3yrs (from your purchae date) with Renault themselves if poss. There are other makes where I wouldn't consider this an issue!
Which of these two cars for the wife? - cheddar
Thanks for the replies, a few points:

Reg plate: We have a private plate we might put on it, that being said then Clio is pre-facelft (and better looking for it) so would be seen as at least 9 -12 months old, However it has the latest type 16" very attractive alloys where as 16" alloys are an extra (over 15") on the Fiesta.

We prefer the Clio interior, slightly, it feels more spacious, also the 1.2 turbo engine is perhaps a little more gutsy that the 1.4 Ford, economy is comparable, both are well rated by the press, the newer Fiesta more so.

Wife's opinion, likes the idea of a new car, prefers the look of the Fiesta though prefers the Clio interior, likes Bluetooth (my FocuST has it) which the Fiesta has though the Clio does not.

Its down to the £3000 ish now and the difference in value in 3 years or so, after all in age perception terms in two or three years time both cars with a private plate on them would be much of a muchness.

Which of these two cars for the wife? - Brentus
One of our engineers at work has always had the clio sport, the 182 etc not same as what your after chedd but he loves em. Personally i think ford are very expensive and the residuals after 3yrs aren't great.
Which of these two cars for the wife? - paul2007
Agree the fords are expensive - but as the fiesta has been around for a while and more on the used market - should get a better deal (are we chatting about the new shape?
Which of these two cars for the wife? - paul2007
Hi

you've answered most of the q's i was going to ask after reading your intial post.

the Ford will be easier to sell - espeically if you buy a black one - all three of our cars are balck - and since 98 we've always bought black.

More people want a ford Fiesta imo - so but the ford.

I've not been in the other car you talk about but been in their larger cars - their seats are softer.

IMO = ford
Which of these two cars for the wife? - movilogo
Why don't you ask her?


Since you've asked this question on a forum rather than asking your wife, I assume, your wife is not fussy about make/model and she just wants a car.

Then you can just look for other alternatives too :)

Eg. Daihatsu Sirion, Hyundai i10, Kia etc. which come with longer warranties and may be cheaper too.

Which of these two cars for the wife? - cheddar
>> Why don't you ask her?
Since you've asked this question on a forum rather than asking your wife I assume
your wife is not fussy about make/model and she just wants a car.


Wife's opinions are mentioned above.

Then you can just look for other alternatives too :)
Eg. Daihatsu Sirion Hyundai i10 Kia etc. which come with longer warranties and may be
cheaper too.


Wife's opinion is that she wouldn't be seen dead in one. Might look at a Hyundai myself though ... women!
Which of these two cars for the wife? - Avant
You've probably thought of this, Cheddar, but what would the sums look like if you bought a nearly-new Fiesta?

The Fiesta is very well reviewed but Fords depreciate so fast that normally they;re a better buy secondhand. It may be that scrappage makes up for this at the moment.

If you're particularly concerned about value in 3 years' time, is it worth bringing a Polo into the equation?
Which of these two cars for the wife? - seasiders rock
Fiat Panda 1.2 and have a decent holiday with the change. Just a thought.
Which of these two cars for the wife? - maz64
The Fiesta is very well reviewed but Fords depreciate so fast that normally they;re a
better buy secondhand. It may be that scrappage makes up for this at the moment.


Tradesales have 09 Zetecs for £9.5k with 12k miles (doesn't mention Bluetooth). Used them for our last car, no problems. What do you think your scappage car is worth in a private sale?
Which of these two cars for the wife? - cheddar
It may be that scrappage makes up for this at the moment.


More than frankly.
is it worth bringing a Polo into the equation?


Had a look, doesn't appeal, good value on spec levels though.
Which of these two cars for the wife? - Jcoventry
Out of those, I would go for the Fiesta. I thought Renaults had electric problems, or have they got over this now?
Which of these two cars for the wife? - brettmick
The big thing that gets left out of all calculations is depreciation.

The nearly new Saab I bought for £17k in 2006 and after 3 years and 65k miles a close equivalent was selling for £3.5k in February 2009. I realise Saab was a basket case and small cars depreciate less as they cost less to start with and are more popular used - but both Fords and French cars depreciate fast because of the used cars released from hire cars etc.

The scrappage scheme made the i10 we bought in the summer a far easier selection as it "took" the first two years depreciation away (probably).

Would the £3k saved go towards the next car? Or a holiday, or a kitchen or ...?

Ultimately if the decision is close and you can afford it go with what you want - otherwise you will only resent the car.


Which of these two cars for the wife? - SteveLee
The new Fiesta by a country mile, it's not cheap but it's a fantastic car.
Which of these two cars for the wife? - Jcoventry
The Mk7 Fiesta is not faultless - it's a new model and it isn't perfect.

Look here:
www.fordownersclub.com/forums/index.php?showtopic=...3

I would make sure to get one which was built in Germany - not one built in Valencia, Spain. The Mk7 is built at both plants.
Which of these two cars for the wife? - cheddar
I would make sure to get one which was built in Germany - not one
built in Valencia Spain. The Mk7 is built at both plants.


Which versions are built where I wonder?
Which of these two cars for the wife? - oldgit
The Mk7 Fiesta is not faultless - it's a new model and it isn't perfect...............

>>

Not only is it not faultless but I couldn't live with that awful interior desgined by a goon, probably.
And someone else here said that they only bought black cars - they must be masochists or mad but probably, both!
Which of these two cars for the wife? - paul2007
>> The Mk7 Fiesta is not faultless - it's a new model and it isn't
perfect...............
>>
Not only is it not faultless but I couldn't live with that awful interior desgined
by a goon probably.
And someone else here said that they only bought black cars - they must be
masochists or mad but probably both!



name a car that is 'perfect' son and you will find several here that will tell you that it's not.

Who are you ref to re the 'black' cars? i love black Mercs/Jeeps/Audis and Range rovers, you envy me, yes!
Which of these two cars for the wife? - oldgit
There aren't any fault-free or 'perfect' cars, I would imagine, although some people have fewer faults on their cars than others.
What has my opinion of the car's interior got to do with your reply, anyway? I don't like flashy, gimmicky interiors, period. Neither do I like black/hearse-like cars as they're totally inappropriate for our often filthy weather, never looking clean for more than a few moments after cleaning them, (or usually having them cleaned for you).

Sorry about my grammar and sentence construction, although it is somwhat better than yours!
Which of these two cars for the wife? - injection doc
Cheddar, a few years ago my wife fancied a different make of car, we had always had Vauxhalls! so we plumped for a new Peugeot 206hdi Lx. An expensive french car, & I have always wanted to stay away from french cars from experience of working on them all day!
Well it was a disaster & months later ended up spending 10 weeks a peugeot to be put right!
We lost all faith in it & lost shed loads of dosh & bought a Ford fiesta 1.4Tdci which gave us superb service & felt so much better in quality, We then bought a 1.6 TDCi Zetec new & I its 2 years old now & my wife will not consider parting with it. Compared with the french Peugoet the car feels 100% better in quality & build. there will be some anti ford bashers along in a mo but I have to say I am impressed & this one has been faultless other than a Fan speed controller for the cooling fan. i have to say it stuck once & was never a problem but ford diagnostics now are very good where they plug into a central computer & use statistics to replace parts if a fault isn't found so it was one visist & fixed. I give ford 100 out of 100.
Which of these two cars for the wife? - ifithelps
... I give ford 100 out of 100...

Me too.

The Fiesta is as funky as any small car and has driving dynamics to die for.

I also reckon it would be a better long term bet - don't think any of us can be certain how long we will keep our cars.

New models seem well-sorted these days, but the Fiesta has been out a while now, so if there were any teething problems, they should be ironed out.

Which of these two cars for the wife? - paulvm
Just been through exactly the same exercise. My wife had a Mondeo which was ready for a change and she wanted something just a bit smaller. Looked at Hyundai i20, Mazda2, Seat Ibiza and new Fiesta. No contest after road testing all these cars. Did not consider the Fiat as we had a very bad experience with a Punto (2 engines and 3 head gaskets!)and she refuses to ever have one again.
The Fiesta is in a different league. I asked my wife what she would miss most which she had on the Mondeo, and her answer was the heated windscreen, and it has been a bonn in this weather. However, the real clincher was the Bluetooth system thrown in on the Fiesta, it is extremely good. It is a car which makes my 06 Accord Tourer look old fashioned in technology. I realise that this is no guarantee of reliability but nothing is certain in life! We also reasoned that more people in 3 or 4 years time would consider a used Fiesta rather than some of the others. Still, only time will tell.
Which of these two cars for the wife? - ifithelps
...We also reasoned that more people in 3 or 4 years time would consider a used Fiesta rather than some of the others...

That's almost certainly true.

You can argue the whys and wherefores, but buyers of older cars feel more comfortable with a Ford than almost anything else.



Which of these two cars for the wife? - SteveLee
The reason people do not like Fords is good old fashioned badge snobbery, since the Mondeo and then the Focus, European Fords have been fantastic. Reliable, fun to drive and good value, 'cept the new Fiesta does look pricey but as it's the best car in the class - why not?

VW Finally built a decent Golf since the Mk1&MK2 with the Mk6, anyone who bought a mark 3,4 or 5 over a Focus wants their brains dusted - it's simply not in the same league and to think they paid more for a worse car? It beggars belief what some people will do for a badge.

I used to love French cars - still own one - but they are too unreliable and poorly made, parts cost a fortune too, it seems in the UK they sell them cheap and them slaughter you on the servicing. My 3 litre C5 costs much more to service than the 4 litre Jag XJ8 it replaced and the Jag never went wrong in 170K miles. The Citroen? Well...
Which of these two cars for the wife? - bazza
There's not much to choose between the 2 cars in dynamics, likely reliability (both have their weak spots and admirers, detractors on here). Go to France and everyone's driving a Clio, over here, they're all in Fiestas! Do you see hundreds of dead Clios or Fiestas about? Well I don't! I've been impressed with just how good all small cars have become in the last few years, to be honest. personally I've had excellent service from a Megane and ZX, also a Focus was ok, if not memorable. So I reckon it's all of a muchness. If you look after them, most cars are reasonable.

That said, it's down to practicalities like cost of ownership over the duration. And the rule there is nearly always, the less you pay, the less you lose. They're all worthless after 5 or 6 years anyway.
It's a no brainer to me, this one, the Clio is far better value, a decent car with £3K in the bank to spend on other stuff and if I recall, you've been happy with a previous Clio.
Which of these two cars for the wife? - cheddar
Thanks guys, now thinking of splashing out on a Fiesta Titanium 1.4 ...

... though with a Titanium we could have the 1.6 120, nice and sporty ...

... though we've got to draw the line somewhere!


Alternatively we could spend £200 on our faithful Clio and pay something off the mortgage.

Hmmm ...
Which of these two cars for the wife? - Avant
The keys to that final dilemma are:

- Does Mrs C like driving?
- Does she depend on a reliable car for her work?

The more positive the answers to those, the more she needs / wants a new car.
Which of these two cars for the wife? - retgwte
10800 for a Fiesta? Are you mad? thats a crazy price to pay for a Fiesta, there are so many better cars on the market

Which of these two cars for the wife? - Jcoventry
retgwte, would you care to name them and give us the reasons they are so much better?

Edited by Jcoventry on 09/01/2010 at 22:16

Which of these two cars for the wife? - DP
Renault come in for a lot of stick for reliability, but rarely do you hear any of it levelled at the Clio. My aunt is now on her fourth successive Clio since 1994, and all have given sterling service. All the people I know who have owned Clios have been more than happy with them.
The new Fiesta is a cracker by all accounts too. I don't think you'd go far wrong with either, although the saving offered by the Clio would be tempting, and still get your wife into a very nice little car.


Which of these two cars for the wife? - injection doc
Cheddar
The difference in quality build from Puegeot to ford was outstanding. My wife always says how much safer she feels & I have to say the build quality of the 206 was nothing more than a coke can & every visit to a car park added another dent!
As already said before the Ford is dearer but I hope mine will retain its value more but to drive is a pleaseure & would not hesistate to take on very long runs.
just one thing, you are going for petrol, we had a loan 1.4 petrol when ours was in for service & was astounded how much fuel we used over the weekend just doing the normal running about ( as the dealership were waiting for a particular pair of tyres we requested) compared with the 1.6tdci. The 1.6tdci is a superb engine & superbly frugal & so much tourque for a small engine. We avaerage 53mpg local & 60+ on a long run! 67ish if we drive like a nun.
Which of these two cars for the wife? - J500ANT
Could I suggest a SEAT Ibiza for the OP's wife? Not driven one, but sat in a new 3dr model and was quite impressed.
Which of these two cars for the wife? - cheddar
Thanks all, wife not so keen on a diesel and a 1.6 TDCi is over a grand more than a 1.4 petrol, I quite fancy the 1.6 120 though that would have to be a Titanium spec, also a lot more dosh.

I would consider a Seat though wife won't, the petrol engines are not as crisp as the Ford units though.

Looks like it will be a Fiesta though the used Clio is great VFM.
Which of these two cars for the wife? - Bill Payer
Could I suggest a SEAT Ibiza for the OP's wife? Not driven one but sat
in a new 3dr model and was quite impressed.

Only buy one of you like cars that rattle a lot. Plus ours (oldest daughter's) broke down 4 times in 4 years. Miserably failed MOT at 4yrs/34K miles. SEAT UK useless. Dealer was very variable (staff turnover huge so service depended totally on who they had working there at the time). In some areas SEAT dealers are thin on the ground.

Is that enough?
Which of these two cars for the wife? - dereckr
I might be wrong, but doesn't the 1.6 TDCi engine have parentage from a certain French manufacturer?
Which of these two cars for the wife? - ifithelps
Probably, but it's had the magic blue oval of reliability waved over it. :)
Which of these two cars for the wife? - cheddar
I might be wrong but doesn't the 1.6 TDCi engine have parentage from a certain
French manufacturer?


Its a Ford / Peugeot joint development also used in Volvos, Citroens Minis etc.
Which of these two cars for the wife? - injection doc
Its a fantastic engine, but don't forget cheddar, sechond hand a lot more sought after! Its very quiet engine & very responsive, lot more performance than the petrol & pulls like a train 5 up
Which of these two cars for the wife? - ForumNeedsModerating
I'd haggle hard & try to get both ;)
Which of these two cars for the wife? - Mapmaker
10 grand for a toy car. It's your money, and you can spend it how you wish... but the fact that you even mention paying off your mortgage a little suggests to me that that's what you'd rather do with it...
Which of these two cars for the wife? - cheddar
Quite perceptive there Mapmaker.

We can afford it, its simply a matter of priorities:

New car.
2nd hand car and a little off the mortgage.
Old car and a little more off the mortgage.
Old car and a small extension.

I used to be undecided though now I am not so sure ;-)
Which of these two cars for the wife? - jbif
We can afford it, its simply a matter of priorities:
New car.
2nd hand car and a little off the mortgage.
Old car and a little more off the mortgage.
Old car and a small extension. >>


I should think that any of the above car purchase options that does not shorten/lessen your mortgage means in effect that you are using the mortgage to finance the car.

Edited by jbif on 11/01/2010 at 14:45

Which of these two cars for the wife? - Mapmaker
>>that you are using the mortgage to finance the car

And very sensible that is, generally, too. Cheap financing.
Which of these two cars for the wife? - Pugugly
It can be a very cheap way of doing it if you've got the right mortgage.
Which of these two cars for the wife? - jbif
And very sensible that is, generally, too. Cheap financing. >>


Yes, agreed.
It is often not realised by a mortgaged home-owner that using savings in this way effectively means buying the car with finance charged at the mortgage rate.
Which of these two cars for the wife? - bazza

Here's depreciation estimation off the net for you: years 1 to 4

Clio 1.2 TCe 100 (AC) 5dr £7,379 £6,069 £4,857 £4,065
Fiesta 1.4i Zetec 5dr £9,290 £6,753 £5,383 £ 4,249


So very roughly, after 3 years, the new Fiesta will lose you 10800-5383 = £5417

and the 58 reg Clio will lose you after 3 years, 7700-4065 = £3635

Basically, you're suffering more severe 1st year depreciation with the brand new Fiesta.

Cheers
Which of these two cars for the wife? - cheddar
Thanks Bazza, useful info.

Thanks all, not fully decided yet, a 7 year old TT has been added to the list.
Which of these two cars for the wife? - maz64
Thanks all not fully decided yet a 7 year old TT has been added to the list.


Fiesta, TT - same sort of thing I suppose :-)