I carry nothing in the car except the breakdown card. I can remember who insures the cars and I know they're both on MID. MOT's are on MOT database and driving licence on DVLA, presumably.
No point in going towards ID cards before we have to, IMO. And it's already too easy to get your identity nicked.
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I wish the insurance companies would issue business style cards with policies displaying the required information needed, that could be carried in a purse or wallet and handed over to a third party at the scene of a collision.
There is enough stress at the time where details are not fully given and wasted time is spent at a later stage.
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Zurich insurance did (and may still do-i don?t know) post a credit card sized card with your ins details, which was a good idea, however they are not too competitive when it come to prices, so the old term nothing like a free lunch springs to mind.
All i keep is the key details i.e. breakdown cover details and ins policy number and phone numbers, although I think I have memorized the 999 so I don?t write this one down!
As previous posters have commented, id crime is a growing business, possible the only growing business at the moment, so be careful.
Also check with experian, Equifax and call credit to ensure its ok, as many people still (albeit a very small proportion) don?t know their id has been stolen
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Do you even need your breakdown membership card any more, as long as you know the number to call and the membership number (easy stored in mobile phone)
Don't use the services often enough to be certain but can't remember being asked for the card for years.
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You don't even need your membership number with Green Flag - I had forgotten my card, got the telephone number via directory enquiries. They asked my my name and registration number and then checked what car it was - and sent man in van.
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Hang on a minute ..... I thought that current advice was to keep a copy of your insurance certificate with you (which I keep in the glove box) in case you were stopped in an anpr (?) check and your insurance company hadn't updated the database! A few months ago, we were hearing all sorts of tales of woe i.e. police impounding vehicles etc.
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The law in France says you must have all your driving documents including the registration 'carte grise' in the car. As this would mean carrying a bulky wallet in one's pocket it is common just to leave the documents in the car.
Not a good idea, I would have thought, although I've never come across anyone French who disagreed.
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Hang on a minute ..... I thought that current advice was to keep a copy of your insurance certificate with you (which I keep in the glove box) in case you were stopped in an anpr (?) check and your insurance company hadn't updated the database! A few months ago we were hearing all sorts of tales of woe i.e. police impounding vehicles etc.
It's too easy to be creative with Photoshop for the police to accept a photocopy if MID says "No", I suspect.
Might give you a start, though, I suppose, if you rang your insurer before the tow-rope is attached.
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A set of documents detailing your insurance, car reg etc and a couple of wintess forms for details and an area to draw the incident. This could be for you or someone that you witnessed. A deposal flash camera, renew annually and a dictaphone, All my cars carry one. In the event off you tuen it on pop it in your breast pocket and you have a record of what has been siad and you become very aware to shut your gobb. Regards Peter
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