Hi all just a newbie here with a few questions.
I have 8 points due to careless driving and had a 28 day ban.
now obvioulsy i have to declare the 8 points for insurance but what about the 28 day ban can i mention it or keep it quiet?
anyone know if i can get rid of points before there 3 years are up as been made redundant and everywhere requires clean licences
cheers all
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When insurers ask about any motoring convictions, you need to declare bans. If you don't and if they find it out later [eg when you claim etc.] they may nullify the insurance.
I'm not aware of any method for getting rid of points quickly. Probably everyone would have done the same then.
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You are asked to declare the offences, and if the insurance company asks for the penalties as well, you would be foolish to try and conceal them
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ok thanx all doesnt hurt to ask really just out of work need to get something
cheers
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They already have the information its one way of checking your honesty if you do not inform correctly.
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Sorry, but it gets worse.
Points stay on your licence for 4 years.
And insurers will often ask about offences in the last 5 years.
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With computerisation *they* know more about us than we know about ourselves !
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I once knew a man who didn't exist. I spent a few years living in a remote part of Scotland. Every couple of years some good ol' boys who were dry stone wallers used to base themselves in our local pub for a few weeks.
They travelled the country plying their trade and only ever worked in cash. One of them was well into his '70s when I met him. A charming and incredibly fit guy of originally Irish extraction. He had run away from home as a boy and ended up working on whaling ships. He had also worked cargo ships out of various smaller South American countries. Always staying a little ahead of the authorities he had never had a passport, driving licence or national insurance number. He had never owned or rented a property or had a bank account. The downside was that every penny he needed, still had to be earned as there was no record of him anywhere so therefore no pension.
He knew he had several decendants in various parts of the world and it was latterly to his regret that he knew little of them. I imagine he is no longer with us and in some ways that is perhaps for the best. He would not have fitted with modern society.
Edited by Humph Backbridge on 20/08/2008 at 20:43
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> he had never had a passport, driving licence or national insurance number.<
What's known as a fiscal nomad I believe - I did it 15 years ago, lived in The Canaries, Money in Luxemburg, interest paid into I.O.M and I used a credit card to withdraw money, not so easy today though, although Malta could be ok.
>He would not have fitted with modern society. <
He'd get on well in Cornwall then :)
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does that include dr10?
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does that include dr10?
That's one of the select bunch which (quite rightly) stay on your licence for 10 years.
BTW I've had one myself, opinion stems from personal experience.
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