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Agree with AS and similarly the post accident trauma could well be pretty serious.
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Well, thankfully there is no sign of any pain and it's now been 3 days since the accident.
To be honest, I was pretty much expecting to not be able to do anything about the extra damage, but was just hoping that a write off would mean the full market value of the car being paid out.
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I am VERY pleased to read that! I work in hospital and a patient came in having been rear-ended, complaining of slight pain and holding his head at a very slight angle from normal. He was in an ambulance with his head and neck immobilised 20 minutes later, on his way to A&E with a suspect broken neck! An extreme example but worth mentioning! I hope the recovery continues.
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AS, on a similar line, people with Down Syndrome often have a weak neck and are sent home after an accident without being examined. Later it is found they have a broken neck.
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Indeed, I had whiplash from an accident myself a few years back. Luckily there was no long term damage and I felt completely fine after a couple of weeks, but even a minor case like that can be very painful.
This incident occurred in a 30 MPH limit, and looking at the extent of the damage, it certainly seems the impact was not at a particularly high speed (not that low speed stoped my old Metro being written off from my accident, I must have braked down to around 10 MPH when I finaly made contact, and the bonnet was still a crumpled mess!)
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I think there are a lot of spurious insurance claims being made on the whiplash ticket to ride. I have been rear ended twice over the years at fairly high impact speeds. ( Ooh Matron ! )
On both occasions, sure, I had a bit of a stiff neck for a few days but wouldn't have considered blowing it out of all proportion. After the most recent event ( 10 years ago ) I was pestered by calls from a firm of solicitors who as good as said that I should make a fuss about nothing as I would be almost certain to profit from it. Maybe I'm stupid but that generated the opposite reaction from me and I eventually explained to them where they could stick their claim forms.
I used to play a fair bit of Rugby and neither injury felt any worse than the result of most Saturdays activities. Can't be doing with it.
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the whiplash ticket to ride. Maybe I'm stupid but that generated the opposite reaction from me and I eventually explained to them where they could stick their claim forms.
Ok Mods, grill me if you like, BUT... It seems the 'blame' society is taking over at present in thr UK. Nothing is EVER anybody's fault. BUT the chance to actually make a few bob on the deal is paramount.
See a system = milk it!
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Not going to grill you over that ! Personally I'd like to know whose to to blame for the blame culture !
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not condoning or recommending, but I know a lot of basically honest hard working guys, factory worker, driver, supermarket guy, etc etc... and when they get shunted from behind they are looking at a boost of about 3 to 6 months wages.
They have kids to feed and bills going through the roof.
You can't blame them for taking advantage. Some would - but only from a comfortable position.
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...and making everyone's insurance a little bit more expensive.
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Sorry, Banana, you made a huge error in this statement...
Using the word 'HONEST'.
Because as soon as you try it on, you've lost that tag.
YES! I can blame them for taking advantage. Because that is what they are doing - taking *fluffy dice* advantage.
Last time my house was burgled I claimed for X. Was paid out X within a week, no quibbles, and no increase on premium.
Why? Because I hadn't had a claim in years, because I stated what was lost, replacement value etc, and I am the kind of bloke insurers love.
I gave them all the empty CD cases, the receipt for camera and DVD player, and the rest.
No raybans. No leather jacket. No Reebok trainers. No phone. No laptop. No bulldust.
And every time someone 'takes advantage' the premiums increase.
And YES, I am battling at present, and on the bones of my backside....
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Well, one certainly wonders why insurance premiums in the Uk are so stupidly high...
At present, I'm paying a silly amount (to you lot) to insure the car at 'fully comp' rate household contents etc etc etc etc - about 1% of car's value per month for the whole lot, and have never had a quibble with claims, automotive or burglary stuff.
I read UK magazines, and realise that in the UK I would be SCREWED to insure a car there.
Yet the UK press calls us a 'crime capital' of the world!!!???!!!
Maybe the insurers are trying so damn hard to cover their bottoms and/or make obscene profits, that something has been lost along the way?
OR - and again this is my opinion - they'd rather write a car off than actually have it fixed? Is this the standard these days, that there are no longer britons prepared to get their hands dirty in panel-beating, fixing and spraying motor cars?
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...and paying out to lying, dishonest people.
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Ian Cape Town, I can only salute you, I consider myself an honest person and indeed i don't steal, fiddle or cheat - and i believe I ultimately gain from that. But here, the little guy is being pushed and battered this way and that. The UK is becoming more corrupt and people are battling to stay afloat - much like in your part of the world
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1% a month! EEK! My last comp, any driver over 25 policy was 0.38% a year for a group 11
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Ian Cape Town I can only salute you I consider myself an honest person and indeed i don't steal fiddle or cheat - and i believe I ultimately gain from that. But here the little guy is being pushed and battered this way and that. The UK is becoming more corrupt and people are battling to stay afloat - much like in your part of the world
It not attempt my part to be 'holier than thou', but more a comment on the general feeling that some folk will use litigation for enrichment.
Same as the ongoing reports about benefit fraud, the ongoing days off sick with a bad back etc etc etc etc.
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I dont support the claim culture but I fully understand banana's comments about the ordinary working man claiming when it happens.
the ordinary man here is under so much pressure just to survive that any extra bonus means the difference in standard of living for a few months.
Its not right, its not fair to the other working men, but I understand it.
Personally I have taken a few hits (car and household) to keep ncb and claim free reputation; but see both sides of the argument.
Bring back standard legal aid (it didnt help the ordinary man anyway) and remove the no win no fee society; its the only long term way back to sanity!
IMO anyway.
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the ordinary man here is under so much pressure just to survive that any extra bonus means the difference in standard of living for a few months.
Maybe I come from a different school... start chipping away at your integrity, for the sake of 'standard of living', and you are on a very slippery slope.
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Yep Ian, but kids have to be fed somehow, seems to be the prevailing motto over here right now.
And our brilliant economy (or so i was told on here very recently) is in virtual meltdown so dont expect it to get better short term!
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