I'm advertising a VW Passat for £9,000.
Someone emailed me, asking for photos, then replied with this email:
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Yes, there have been a few mentions of this sort of thing lately. Ignore it completely.
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Ahh this old chestnut again !
Exploiting a gap in the bank clearance system, you get a Western Union cheque for the £12.5K, this 'appears' to clear, you give the scammer a cheque for the balance, in this case £3.5K. They run off with the 3.5K and a while later you get a message saying the Western Union moneygram/cheque is not actually cleared funds after all.
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Ahh this old chestnut again ! Exploiting a gap in the bank clearance system,
Ahh, and the old chestnut about "a gap in the bank clearance system" which no longer exists.
See previous recent threads.
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Ahh and the old chestnut about "a gap in the bank clearance system" which no longer exists.
Please elaborate, this is interesting, it is rare that banks do anything sensible that is not related to their own profits !
Of course there are always punters out there that are stupid enough to just end the money assuming the Western Union transfer is as good as gold !
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regardless of gaps etc dont touch it..........a sale requires payment on completion of the sale end of if they cant give you the correct money there and then then leave it alone
you have to ask the question if they can send you a cheque for 12,500 why not send two cheques one to you for the car and a second one to the shipping company why do you have to sort out their admin that just screams scam to me
Edited by welshlad on 21/06/2008 at 13:34
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Tell them you will only accept gold bars.
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Info on the new clearing process here:
www.chequeandcredit.co.uk/faqs/-/page/114/
note that cheques drawn on foreign banks are excluded from this and that in the case of fraud then there is also the chance of the money being pulled.
Note that western union transfers are good as gold - or at least as good as used £20s - the point is that the scammers require you to pay them using western union - because then the scammer can collect cash and you cant get it back.
I suspect that you will find that the money will be paid using a bank not part of the uk bank system, and that the payment will be pulled at some point. They hope after the time you do a moneygram/WU transfer to them.
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It's a scam. You could arrange for the cheque to be sent to an address which isn't your home like a friends or relatives workplace. Cash it and wait and ignore all emails wanting the money for the shipper..... if by chance it doesn't get cancelled then give the money to charity. You need to find out how long the banks can take before they could force a refund. I have a feeling that things have changed recently so that once a cheque clears then the banks can't take the money back beyond a certain time limit any more.
With any luck the original scammer will get stung for the 12,500 :-) Not sure whether it would be entirely legal to do it but I think it would certainly be moral to cheat a cheater.
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I wouldn't advise you to scam the scammer. Unless you want to bite off more than you can chew. These scams are linked to organized european crime gangs. Think twice before messing with them. Just delete the e-mails, put a block on it and move on.
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I wouldn't advise you to scam the scammer. Unless you want to bite off more than you can chew. These scams are linked to organized european crime gangs. Think twice before messing with them. Just delete the e-mails put a block on it and move on.
Indeed. If it isn't europeans, it is some west africans, and those blokes play for keeps.
See scamorama.com or ebolamonkeyman.com for some of the fun and games involved.
By all means scam the scammers, but NOT when they have a way of finding out who you are - in this case the original advert.
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By all means scam the scammers but NOT when they have a way of finding out who you are - in this case the original advert.
if it all goes pear shaped you might have to change your screen name to one hand wick, or worse
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