Insurance after having company car

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Fri 3 Aug 2007 13:32
Insurance after having company car - daveyjp
A friend's wife has had a lease car for the last 5 years. Her 9 year NCB she did have has expired. There has been info before on companies who will take into account driving record whilst using lease cars and will calculate premiums with some NCD.

Can anyone let me know who she should be trying? She has had one claim about 3.5 years ago.

As the removal of a lease car is a change to her contract she has negotiated a lump sum to replace her car - don't know how much.

She has been offered her four year old Golf 1.9TDi with 60,000 on the clock for £7,000. The car has just had full service, new clutch, timing belt etc and she is in two minds whether to keep it or buy something brand new so she gets a three year warranty. She is looking at superminis as the Golf is a bit too big for them - I've suggested Yaris or Jazz as two to look at.
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Fri 3 Aug 2007 13:35
Insurance after having company car - rtj70
Ask the company insurance for a letter of credence. If there were no accidents this can then be used to take out insurance with effectively no claims discount with some insurers.
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Fri 3 Aug 2007 13:50
Insurance after having company car - grahamw
I was in a similar situation 12 months ago, having had company cars for 28 years.
Norwich Union accepted my word for having a 9 year no claims record and gave me a full, protected NCD.
I will only have to prove my no claims record if I make one.
Of course I have keep full details of the cars, periods of use and insurers.
A lot of other insurance companies were not interested, particularly as I wanted business use included on the policy.
Hope this helps?
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Fri 3 Aug 2007 14:48
Insurance after having company car - Bill Payer
When my old company did this we were all issued automatically with a letter from our company insurance broker to say we had X years claim free.
In my case, Liverpool Victoria (AKA Frizzell) accepted it without any problems.

I don't see why there would be a problem with ordinary Class 1 business use - many companies include this as standard now anyway. My daughter just changed her policy with Admiral to Class 1 mid way through the year, and the premium went down!
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