I wander if anyone is in the force and uses these.
Reason i ask is i see all the "traffic Cop" type programmes and often see them alerted to No insurance , Tax and MOT alerts, i was wondering about company cars that are covered by bonds or block insurance, would these keep ringing the alarms everytime you pass one?
My old firm had a "bond" as it was a transport company and all cars were just under that, surely on ANPR thsi would flag as no insurance held?
Any info for my random question appreciated!
Jon
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I drive a company car thats "bonded" for RTA. Its flagged on the insurers database as insured.
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TourVanMan TM < Ex RF >
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As opposed to an individual certificate for a number of Company cars Insurance Co may well issue a 'block' policy.
Bearing in mind that the Insurers have moved away from 'any vehicle owned by the Policy Holder' to identifiable vehicles by VRM which helps ANPR, when issuing a 'block policy' do not the Insurers ask for VRM details that are to be covered?. This information could then be fed onto the Insurance database to assist in determining whether a vehicle is covered when checked.
dvd
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It is covered and noted by VRM, how else would one get a RFL issued!
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TourVanMan TM < Ex RF >
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But scarily the Police now act on the data they get via PNC and are seizing cars under S165 RTA when in fact they are insured. I have had to mediate in a recent case. There was a Home Office memo/guidance at the time that this data was first linked to PNC to be "for guidance only" and a HO/RT issued......seems that this no longer happens.
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PU - of you later show them to be wrong i.e. produce documents, do you still have to pay the recovery/impound fees and have to fight to get a refund?.
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Having a photocopy of your insurance certificate with you is potentially more useful now than ever. Eagle Star used to do a credit card sized certificate so you could carry it round. A good idea which doesn't seem to have been taken up widely.
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One of the recent traffic police progs did show a woman, having been stopped, by an ANPR check, pleading that she had insurance and was only allowed to go when a relative was able to quickly get to her with the details.
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>>>PU - of you later show them to be wrong i.e. produce documents, do you still have to pay the recovery/impound fees and have to fight to get a refund?. <<<<<
Learned Friend PU I too would like to know.
As far as I can see there is no provision under the seizure Act (SOC&P Act 2005) or
RTA 88 (Retention & Disposal of Vehicles) Regs 2005 to refund charges if it turned out later CoI in Force.
I suppose if it can be proved that Plod was in breach of the provisions then there would be grounds for a civil claim. Othern that maybe a polite letter to the Chief Constable to see if he would rescind the charges (but no power under the Law).
It certainly doesn't seem to take into account HO/RT/1 where driver says document at home and it does not appear on the MIB database, so 'reasonable grounds' exist to doubt and seize the vehicle and all that entails in relation to recovery and storage costs.
dvd
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ANPR, Best thing since sliced bread. Since our city`s cameras got the software, our local paper is now full of court results for no tax, insurance, mot. To anyone involved with setting it up or running it, Thanks.
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"our local paper is now full of court results for no tax, insurance, mot."
And your area (just like mine) is full of people paying off fines at £2 a week for the next 5 years who are still driving round with no tax, inurance, MOT or a licence.
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Must admit I never thought of carrying a copy of insurance.
That would have to be kept in the car for me, but I would welcome advice on this.
Would not the risks of having it in the car, with the details it contains be more risky than not carrying it, regarding ANPR getting it wrong.
The insurance document is too bulky for a wallet, yet if it gets found in a car break in.........
Any thoughts?
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Would not the risks of having it in the car, with the details it contains be more risky than not carrying it,
And what details are there on an insurance policy?....Name of the owner and registration number. No address or anything of much use to a "ner do well".
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you can buy a policy on the internet, documents do not show up for 10 days or so
for the genuine folk who really have "just bought the car", and really have "just bought a policy on the net" it must be a pain in the bum getting a grilling
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Martin, Of course, you`re right.. I thought the address was on..........
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They paid up quite quickly......in fairness, but they were totally in the wrong and they knew it.
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