The Home Office has asked insurers to do this to make ANPR more effective - the insurers no doubt hope that more people will be named on other's policies, at a premium, instead of using the "other cars clause" to legitimately drive them.
I occassionally drive my son's car when it needs taking in for servicing/repair/etc so now I'll need to be added to his policy for £50! At least I've got the clause on my recent renewal so we've got nearly a year.
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I occassionally drive my son's car when it needs taking in for servicing/repair/etc so now I'll need to be added to his policy for £50!
Dont know what age your son is, for my 23 yeaqr old having me on his policy actually reduces it by more than £50
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I renewed at the end of May and still have any driver ,and thats without any age restriction on a fully comprehensive policy,I also can drive any other car . My 18 year old son just took out insurance under his own name this week and he also has cover for driving any other car ,obviously this is only third party cover on other cars
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My 18 year old son just took out insurance under his own name this week and he also has cover for driving any other car
Can I ask who he got insured with? I am 21 and have searched for hours to find a company that would offer me drive other car cover.
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Pendulum it is NFU mutual
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>> My 18 year old son just took out insurance under his own name this week and he also has cover for driving any other car Can I ask who he got insured with? I am 21 and have searched for hours to find a company that would offer me drive other car cover.
If you take out a Flexi-bell policy with Bell Direct, you can add DOC for £19.95.
Bell Direct also seem more than happy to insure us young guys on fast cars for reasonable sums of money.
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The Home Office has asked insurers to do this to make ANPR more effective -
Do you have a link or some other reference to back this up? I have renewed insurance on one of my cars just last week and it still has 'any driver' on it.
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Are we talkng about a policy that covers ANY driver to drive the insured vehicle (I had one of these once with CIS) or are we on about the Driving Other Cars extension to most fully comp policies?
The thread seems to be confused between the two.
Blue
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ANY driver to drive the insured vehicle
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I meant I have cover for any driver with a license to drive my car and also I can drive any other car . If more people told insurance companies what cover they must supply to get the money instead of just accepting what they are told they must take it would be better for everyone.
dont let them forget where their salaries come from
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I know this thread is about 'Any Driver' insurance but please don't forget that when you are 'driving other cars' under your own insurance, the cover is limited to Third Party Only irrespective of the cover you have on your own policy. It is an easy mistake to assume you are fully comp on other cars as well as your own.
Best not drive an expensive car on DOC....
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Also.....the 'Third Party Only' cover applies to the Policyholder. If other named drivers are using other vehicles, the policy does not provide them with any cover.....that is the case with Cornhill and I expect that is true with other Insurers.
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Generally, I ring around for best quotes each year, then give my existing insurer the option of matching the best number.
They normally do, or at least come close: Avoids the need to fill in new proposal forms, etc.
It's amazing how, even today, pretty much anything is negotiable: Just ask!
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I bought a new policy two weeks ago from NFU Mutual which allows anyone over 25 to drive the car.
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Are we talkng about a policy that covers ANY driver to drive the insured vehicle
Yes.
--
L\'escargot.
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In the past "named drivers" was usually significantly cheaper than "any driver";frequently by 10/20%.
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Referring to the shopping around aspect of getting insurance, bear in mind as well that a broker cut is factored in to the cost of most premiums.
For all those getting their insurance via the web (and who doesn't?), might I recommend the services of www . quidco . com, which will give upwards of £100 cashback on many insurer's premiums.
It takes a couple of months for the cash to come back, but if the premium you get with one of their guys is within £10-20 of the cheapest you find, it's worth the wait.
I've used this company before and they are reliable -- others exist as well.
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Apologies - not reading the thread properly, I thought it was about the removal of "driving any other vehicle" cover.
Start again - I didn't realise that any insurance company still did "any driver" policies but obviously some do, or did.
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In the past "named drivers" was usually significantly cheaper than "any driver";frequently by 10/20%.
And some companies will allocate NCB type discounts to people who have been claim free named drivers on other policies. If you're driving on a policy as an "any driver", you can't prove this.
Cheers
DP
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