Further to a previous post regarding joyriders hitting my girlfriends car and doing a runner, I am pleased to say that the police have caught & prosecuted the driver.
The police have been quite poor communicating this and say they will only give specifics to the insurance company.
Anyway, I was wondering how to go about recovering our uninsured losses, such as fuel, telephone calls, courtesy car insurance, general inconvenience etc?
Is there any way to quantify the inconvenience factor into £s....
We don't have the optional legal cover on the insurance - think its a waste of money.
All help will be gratefully received.
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Legal cover usually adds around £10 - £15, do you still think it would have been a waste of money?
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Normally about £35 I recon.
Yes.
I guess if legal assistance is needed, then the guilty party would be responsible for the legal fees.
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If the scumsuckers have got any cash/insurance. Well done the cops eh ?
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If the miscreant has no insurance and no visible means of support then I think it's a waste of time and money to pursue.
If any order for costs is made by the magistrate, the chances of getting any money from him is probably nil, and more than likely his legal aid solicitor will eventually ask you to drop your claim for damages so that his client "can get on with his rehabilitation."
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The third party was in a stolen car. The only insurance he will get is from the MIB I guess.
Sounds like even with the legal cover, it isn't worth persuing.
Yes well done the police.
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I doubt the MIB will want to know especially after the Berkshire train crash where it faces a £30m bill as the vehicle hit was allegedly uninsured
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surely our insurance co will chase the crook for their loss? Then he will need to use MIB?
Or is it more likely our ins co will give up chasing for this and accept the cost?
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I doubt whether the MIB will go anywhere near him. More likely the will give up.
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Absolutely - they'll consider not the moral rights and wrongs, but whether the chance of them getting any money is worth the cost/effort - and I suspect the answer will be that it's not.
-Mark
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