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Inspiration for 35k miles for 3k - Simon Collier
My '95 M Xantia 1.9TDLX of 162k is about to cost me more than it's worth - Heater Matrix, Clutch, 2 Tyres, Tax - about £1k.

Do I fix it, or bin it & buy something else? I can stretch to 3k and would consider the auctions. I do about 35k so need a diesel and it needs to be at least Xantia size to ferry the family about the country. Previously had an old shape A6 2.5TDI 140 (6 speed) - A nice car, but my money will only get me a N or P reg. Possibly 406, but then it's the same mechanicals as the Xantia's in a prettier, more expensive car.

Looking for VFM & reliability over looks. Any suggestions?

Inspiration for 35k miles for 3k - solara
1k seems a bit steep.
I think its also unfair to add tax/tyres into the equation.
If it is otherwise mechanically sound (with a longish MOT) I would get the work done. Get some more quotes, I cant see it being more than 300 for clutch. Heater matrix is quite labour intensive, but would have a go myself, otherwise pay someone upto 300 quid for the job.

Fix it, or risk it on another Pandoras box?
Inspiration for 35k miles for 3k - M.M
Shame isn't it Simon. The parts cost of these repairs will only be £230 so for a dedicated DIYer this car could be broght back at reasonable cost.

Can't remember if we've chatted about either thing before but are you 100% sure both are needed right now?

Don't just look at the Xantia's current value but it's value *to you*. After all if you buy at £3000 you'll lose perhaps £1500 over the next 12mths in depreciation if you do 35Kmls. And then the new car will need repairs on top.

If the Xantia is otherwise good it might actually make sense to spend the £1000 for another years motoring. After all you will have done the two most labour intensive jobs on the car!

M.M
Inspiration for 35k miles for 3k - Simon Collier
I thought I may get replies along these lines. In the preceeding year it was my wifes car, I've only been using it for long distance for a few months. The last year my wife had it, she covered 8,000 miles and it cost me £800 in repairs. During the same period I covered nearly 30,000 in an old A6 Diesel which cost me £400 in repairs.

The clutch hasn't failed yet, but the bite is at the top, I get some judder, depressing the clutch pedal 'creaks'. I was advised by a Citroen specialist in Northampton some months back that it probably only had 2-5k left in it. It's done double that since. This mechanic advised that the rear wheel bearings / stub axles were worn - gave him trouble re-setting the rear height corrector. Said they'd last about 20k or so. I'm concerned that this car has reached that age where I'll be forking out a few hundered every 2 or 3 months
Inspiration for 35k miles for 3k - brian-oblivion
I have spent quite a few hours of my spare time recently analysing such a question as I have a Peugeot 306 1.9XLd with 189K on the clock. I do about 20k per year (used to be 40k).
Fingers crossed the car is reliable at the moment, but and it is a big "but", there are a number of clouds on the horizon, the car's still on its original clutch (getting a bit juddery/grabby) & shockers, exhaust falling to pieces, battery kna*cked, lock missing on passenger side. Plus the heater matrix/head gasket may fail at any particular mileage (I have gone through 3 matrixes & gaskets so far).

My circumstances/annual mileages estimates will be different to yours but basically I found this based on 18k a year.......

Buying a banger or running my existing car with few problems will cost around £150 - £210 a month over a 6 year cycle. If its unreliable it will cost about £250 - £280a month.

Buying a £3k petrol car over 6 years will cost around £270 a month at best, at worst £300-£390 a month.

Buying a nearly new petrol car e.g. Nissan Almera 1.5S will cost
over a 6 year period £240-£270 a month. At worst £300-£340 for first three years (warranty) and £340-£370 for last three years.

For the above I'm a 39 year old driver, full ncb, can get a cheap loan, include fuel, tax, insurance, mot, recovery, repairs, servicing.

I'd personally - if you have to go for a 3k car - look at the following:

Nissan Primera Petrol Mk 2 1.6 - 2.0 (chain cam engine). should last for at least 150k.

Ford Mondeo Petrol 1997 onwards, cheap to repair

Toyota Corolla-Carina Petrol - don't go wrong much

Nissan Almera Petrol - dull to look at but ok mechanically.

Diesel, well thats another story, £3k wont buy a low mileage good diesel, you might get lucky but I bet most private punters would be getting rid of a lemon if its low mileage.

Possibly a Nissan Primera Diesel,
Volkswagen Passat (old model) diesel,
Seat Toledo Diesel

Try the auctions, but your in a minefield at 3k, look at www.smag.co.uk for a price guide.

Whatever you buy, make sure it has FSH and receipts, if the owner/trader can't be bothered to keep/or chase a few scraps of paper relating to the car then they haven't either bothered to service it or they haven't a clue how well its been serviced.

I'm gonna go for the following option, run my car renewing the mot every 9 months (to give me forewarning and time to get a replacement) until late November 2004. Get rid of it and buy a late model Nissan Almera/Primera or Citroen Berlingo for about £7k and run it for 6 years (I have run my 306 for 6 years so far-costing £1k a year in depreciation i.e. its worth nothing now).
If the 306 fails tomorrow and repairs will be greater than £350
I'll buy a £500-1000 banger and sell on late November 2004, buying a nearly new one as described above.

Also consider a Hyundai with 5 years unlimited mileage warranty.

Cheers Brian
Inspiration for 35k miles for 3k - MB
Can you raise your budget a little? I would try and find an extra £1K as for £4K you will get a proportionally much better car at auction than you will for £3K.
It should get you into a much younger model that will last longer...
If that's not possible - how about another, younger Xantia, assuming you liked the first. It does sound like it's time to move on to me.

MB
Inspiration for 35k miles for 3k - M.M
>>The last year my wife had it, she covered 8,000 miles and it cost me £800 in repairs.

Together with the £1000 quote for the other work it does sound like you haven't quite found the right independent to service it!

Brian O said...£3k wont buy a low mileage good diesel, you might get lucky but I bet most private punters would be getting rid of a lemon if its low mileage.

To a certain extent you are right Brian but they are about if you look. A contact has just bought a 1998R Xantia TD with aircon for £2800 via Citroen Direct. It has a Citroen history supporting its 30,000mls and a full years Citroen used car warranty. NOt too much risk there.

M.M

Inspiration for 35k miles for 3k - Dom F {P}
>>Together with the £1000 quote for the other work it does sound like you haven't quite found the right independent to service it!

I think £1000 is about right. When I bought my ZX I knew the heater matrixes were expensive and asked local independent for the book guide, which states its a ten hour job. If that is the same for Simon's car, there's £500+VAT straight off, give or take depending on the hourly rate, then the clutch and tax. I'd say his figure is about right.

Simon, I'd go with "better the devil you know". Whatever happens, you're going to be £1000 down. That £1000 gets you back on the road and think again later down the road. Not much goes majorly wrong with Citroens, except the heater matrix but once you get that sorted I think you'll have a respite from anything large after that.

That's my advice.

Kind regards
DomF
Inspiration for 35k miles for 3k - Dom F {P}
PS The heater matrix is NOT a job you want to tackle yourself unless you have a masochistic streak. It's an engine out job and most of the dashboard as well.
Inspiration for 35k miles for 3k - Civic8
I would not consider buying from the Auction`s unless you really do know what you are doing.Even the most experienced get caught out.I know from a mate he`s been buying from em for years.This year he has bought 2 pups.I have had to sort the prob`s out with nothing but complaint`s.So private or dealer best way to go
Inspiration for 35k miles for 3k - urlife_006
hi

How about trying www.expolicecars.com unfortunatly all white cars but 3k or lesson for most, a freind of my had a R reg PUG 406 for sale, 100,000 miles but 2k, and was 1.9D, all badges and markings on back taken off so nice clean car
Inspiration for 35k miles for 3k - Mapmaker
Brain oblivion wrote:

'Buying a banger or running my existing car with few problems will cost around £150 - £210 a month over a 6 year cycle. If its unreliable it will cost about £250 - £280a month.' and 'Buying a nearly new petrol car e.g. Nissan Almera 1.5S will cost
over a 6 year period £240-£270 a month. At worst £300-£340 for first three years (warranty) and £340-£370 for last three years.'

Sorry, but what planet are you on that an old banger will cost you the same as a new car? You suggest a good banger will be 150 per month, a bad one 250 per month. So, you'd spend £1,200 on repairs on an old banger every year, year after year, if you were unlucky enough to get a bad one?

My own experience of running an old banger is that it costs virtually nothing. Buy one for £150 to 450, recently serviced & MOTd; not difficult to find a Cavalier or Polo in this position. No need to touch it until the MOT is running out. Either it passes, or fails. Pass: change oil and plugs & carry on driving free car for another year. Fail badly: scrap it. Expensive problem during the year? Scrap it, and buy another one. For your budgeted £1,200 of maintenance, you can have between 3 and 8 of the above cars annually! Also get a decent stereo and stick to the same type of car each time. Then you get used to the niggling faults, and your electrics of which you buy a new set when you first start (battery; coil; rotor; leads) can be swapped on forever.


Living in a high risk postcode as I do, the difference between fully comp and TPO insurance leaves me in profit on running a car.
Inspiration for 35k miles for 3k - Dynamic Dave
Sorry, but what planet are you on ....


Mapmaker,

Can you *tone* down how you reply to people please? Phrases like that are liable to cause offence or start slanging matches - neither of what we want within these forums.

Something along the lines of \"Sorry, but I cannot agree with your statement\" is much more plausuble and friendly, IMHO.

--
Dynamic Dave
Back Room Moderator

mailto:dave_moderator@honestjohn.co.uk
Inspiration for 35k miles for 3k - Mapmaker
Sorry but I do have to agree with your statement, DD. Shall try harder in future, though I remain astonished that running an old banger is modelled as costing thousands per annum. Perhaps if more details of the financial model could be provided then we can judge for ourselves.
Inspiration for 35k miles for 3k - Glutton
I think the post was talking about the total cost of ownership, including repairs, fuel, taxes and insurance, based on 18k miles per year.
Inspiration for 35k miles for 3k - A Dent{P}
Mapmakers contention was basically right IMHO.
I was recently miffed to spend out £12 on some front brake pads that had the audacity to wear out and resolved to get my moneys worth from them (on an old Sunny). Then the windscreen went and cost me £100 but in the scheme of things running costs are small change. I'd say Nissans are a low cost option to buy and run.
Good luck.
Inspiration for 35k miles for 3k - Dom F {P}
Just to give you an idea, Simon, I had a prang in my ZX last Friday which wrote it off. Needing a car for work, I went onto Fish4cars the same evening and came away with a 1990 G Nissan Bluebird 1.6LX 5-door hatchback, 1 owner from new, electric everything, towbar, electric sunroof, not a mark on it anywhere, MoT'd from 28Dec03 - £180. Yes, I did say one hundred and eighty pounds. And not a thing wrong with it. That was from a private seller in Southend. If you look around carefully enough, deals can be had.

I was probably lucky, but if you want to go the route of changing your car look in the small ads and avoid dealers unless you want to pay over the odds.

I appreciate that many of you are disagreeing with me, but small ads don't always equate to bangers equating with huge costs.