I had a Civic 1.8 until last year and changed it for a 2018 1.4 Golf estate. Both are good cars. Reliability-wise the Civic is probably statistically better and main dealer servicing is much cheaper so, however you maintain it going forward, finding one with a main dealer history may be easier. However if you avoid the DSG I don’t think the Golf is inherently unreliable.
One thing that put me off considering the Golf is the electronic parking brake. However in use I am a complete convert. I hope it never need a repair but I am prepared to take the risk. In any case the main brakes are a weak spot in Civics and at the mileage you are considering it’s worth checking if it needs pads and discs. This is a £600 job using OEM parts.
These are very different cars to drive. The Civic is nice to potter along in but needs revs to get maximum power. I only floored it occasionally and rather liked hearing it work. The Golf has more low down power and makes less fuss but feels a bit more clinical. It’s a matter of taste but most will probably prefer the Golf for readily accessible power.
Visibility also divides opinion. I had no issue with the Honda spoiler as it’s only a horizontal strip in a large glass area. Others, like my wife, find it irritating.
Space wise the Civic is much better than a Golf hatch. Especially the magic seats. The seats and their coverings are also much better in the Civic.
Finally returning to reliability most Civics will be set to time and mileage servicing while Golfs are more often on variable servicing. This may mean it’s easier to find a Civic with an annual oil change history if that’s important to you buying a car with 50 k miles.
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