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New Kia Sportage PCP - What checks were made. - oldroverboy.

When completing the finance form for the order, I was a bit surprised not to be asked for some income details.

Basic questions, Name, address, d.o.b. married ? how long at current address, Bank sort code acc number..

No proof of income???

TITLE:Mr

NAME:

ADDRESS:

TELEPHONE NUMBER

DATE OF BIRTH:

RELATIONSHIP STATUS: MARRIED

DEPENDANTS: 0

HOMEOWNER? YES

TIME AT ADDRESS:

PREVIOUS ADDRESS IF LESS THEN 3 YEARS:

Email address:

SORT CODE: xxxxxx

ACCOUNT NUMBER: xxxxxxxx

TIME WITH BANK: MONTHS

OCCUPATION: RETIRED

EMPLOYERS NAME AND ADDRESS AND POSTCODE:

LENGTH OF EMPLOYMENT

PREVIOUS EMPLOYER IF LESS THEN 3 YEARS:

POSTCODE:

TIME WITH EMPLOYER:

Edited by oldroverboy. on 18/02/2020 at 17:53

New Kia Sportage PCP - What checks were made. - Avant

Yes, that's all they need nowadays. It's all done on credit ratings (which they, and you, can look up on Experian).

New Kia Sportage PCP - What checks were made. - Zippy123

Crikey!

Working in the financial sector, if I didn't do an affordability check I would be shot!

(Take home, less all bills less contingency for dependants etc.)

There could be serious mis-selling claims for this sort of thing in the future.

New Kia Sportage PCP - What checks were made. - daveyjp

A credit check is enough, if you can't afford the car it will soon be repossessed.