I agree absolutely with SLO; I would add that for your £15k you'd get a newer Skoda than you would a BMW. Repairs and servicing will cost more with the BMW too.
These aren't often seen as competitors. The Octavia is a lot roomier than the 3-series (unless you go for a 3-series Touring) but the BMW has the edge in handling. Acceleration about the same. You need to try both and see if one suits you better than the other.
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