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My wife learned a lesson about the sharks you meet on the road a few years back.
Just weeks after she passed her test, she was waiting to turn right at a set of traffic lights and a taxi driver going straight on from the opposite direction flashed his main beam at her. She made the usual (incorrect) assumption and started her right turn, whereupon he took off like a rocket and struck her car's back end a glancing blow. Hardly a scratch on my wife's motor, but his nearside front light cluster and wing was toast. He came back to our house with her to get the insurance details, and a few days later we received a terse,almost threatening letter from his solicitor, giving details of the claim he'd be making against her, which included use of a hire car to allow him to conitnue plying his taxi trade. We passed the letter to her insurer without responding, of course.
Given the amount of damage to his car, a Sierra, and the tiny blemish that the incident left on her car, an Escort Mk 2, I reckon he had previous damage and was looking to manufacture a claim to get that damage paid for; hence "flashing" her then making sure there was a collision. We saw him a few weeks later, driving, not a hire car but the same car with the same damage and clearly operating as a taxi. But we'd given it to the insurers and didn't feel at the time that it was our place to question the claim.
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