Personally I do not have a set rule about when to buy new tyres other than I would never drive into October with tyres showing under 2.5mm. By the time you hit January or February you will be down to the legal limit and buying new ones so why not get some a few months early and have the benefit if a safer car during the wet and slippery Autumn months.
I will be changing to all season tyres, probably GoodYear as noticeably cheaper than Michelin Cross Climates and just as good it seems.
Have a look to see if Kleber Quadraxers are available in your size. Had them on 3 cars and they are magic. Excellent grip in the snow and quiet on dry summer roads. In the common 205 55 16 V size they are about £20 a tyre less than Michelin and £5 a tyre less than Goodyear. Take a look at the tread pattern virtually identical to the Cross Climate, hardly surprising since the are made by Michelin. If I were buying a set of tyres today and they were avaiable in my size I would not hesitate.
When I was racing we used to get new road tyres shaved before using them. As a novice I thought this was crazy, buy a new tyre and then pay to get it worn was surely madness. But the extra grip in the dry using a tyre with about 3.5mm compared to the same new tyre with full tread depth was amazing (even when the releasing compound had been worn away). It was far more stable (braking and cornering) since the tread blocks were not moving about and it had far less tendency to scrub the shoulders off than a tyre with full tread, in some cases they would actually last longer. With 3.5mm the tyres were fine in the wet but once down to 3mm it was time to get a new set (or an extra set of rims with suitable tyres), in the dry they were fine right down to 1.6mm. On a streaming wet track you would be nowhere other than doing an impersonation of a mobile chicane.
Track specific (but still road legal) tyres are normally made with about 4mm of tread but not all classes allow them.
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