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volunteers and contributors wanted - Sean24

Hi there,

I am looking to start an online community and I was hoping that I could get some help and advice.

The community would give a platform for public/transparent complaints from consumers/users of public/private products or services. Although there are ways of complaining about and directly to the companies/authorities the complaints are usually dealt in private or behind closed doors. The community would be a central place for doing this and anyone could visit and read, reply to, give advice or share the particular complaint that they feel strongly about.

The idea came about recently when I was given a quote for my car insurance, the quote was £3400 for insuring a fiat punto. I have 10 years no claims, no convictions, high voluntary excess, etc but just because I live in a B9 post code my insurance premium has gone through the roof. Now, who do I complain to, no one, the fact that I am a good driver with no previous claims goes unnoticed. I can understand that there is certain criteria when insuring someone, age, risk, convictions, crime rate, etc. But then I realised that the situation was the same for the residents of B2-B12 postcodes, that is probably around 50000 drivers paying overpriced premiums and they cant even share this publicly.

This is when idea formed in my head that an online community could have some effect and bring change, the big companies have lobbying groups, the least we can have is an online community.

I am looking for volunteers, contributors and people who can help me to get this started. If this is something that might interest you and you would like to contribute in some way please get in touch, my email is sead24@hotmail.com.

Edited by Sean24 on 07/03/2014 at 09:06

volunteers and contributors wanted - skidpan

The idea came about recently when I was given a quote for my car insurance, the quote was £3400 for insuring a fiat punto. I have 10 years no claims, no convictions, high voluntary excess, etc but just because I live in a B9 post code my insurance premium has gone through the roof.

Not really news is it. Some post codes have high car crime etc and the premiums are high. All part of the rating process.

Shop round insurers and find the lowest quote.

Or move house.

volunteers and contributors wanted - Sean24

Thanks for the reply but I really can't see 50000 moving, the solution is not to move out of the area, things like family, work, friends etc tend to make the process difficult..

volunteers and contributors wanted - scot22

I think that the underlying idea is sound. It is a possible way to give more strength to consumers. Acting as individuals is more difficult than when there is the greater threat of losing more potential business or people taking collective action in response to unfairness. Unfortunately I am not able to offer anything in the way of expertise or finance. However, I hope the idea takes off and am ready to become a contributor. Good Luck.

volunteers and contributors wanted - Sean24

Thanks, I will keep you up to date with how I go about this. I really like the way the way you formulated the sentence "Acting as individuals is more difficult than when there is the greater threat of losing more potential business or people taking collective action in response to unfairness". I am not looking for expertise just for some contribution/ideas, as you can see I am no expert myself but I do know when something is not right or ethical.