Most unusual that someone actually bothered to look underneath such a new car, let alone actually take some rust prevention action, so well done the previous owner and you.
Maybe the liner was vibrating or got caught and scraped the wheelarch paint, either way the paint applied won't do any harm, i'd be inlcined to slap some more paint on there, and once dry give it a coat of oily protection be that grease/ACF50/chain lube (not waxoyl) and clip the inner wing back in.
Most people are under the illusion that modern cars don't rust, well they won't appear to if you can't be bothered to get under and have a look, so any sensible regime of regular inspection, regular cleaning after winter salt exposure and taking any necessary action over any rust found can only be to your benefit.
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