Thank you for responding Bromptonaut. The peep and creep was definitely used to allow me to see down the left and right of the main road. Left past houses as the road is blind and right as a bus shelter stops the view of traffic coming up over a small hill to around 750 metres of flat road. My Brakes were applied as soon as headlights seen coming from the flat road on the right. Although their indicator was on, my foot didn't leave the brake fortunately, as they didn't turn (i dont trust indicators). They told me and the police I drove into them, but I never moved. Their side airbags didn't go off only the front ones as they hit the corner of my bumper with theirs, photos show this. From your response, sounds like I may not need to forfeit the excessive amount of excess to my insurers. Fingers crossed. Thanks again.
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