Taking warranty is very much dependent on your risk taking appetite.
Suzuki cars are reliable in general. Having said that, many years back my Suzuki Ignis (manual) gearbox failed in its 2nd year (problem with gear synchromesh). Suzuki said it was very rare and they sorted under warranty without any questions. After 3rd year, I took a Suzuki approved extended warranty. I had a minor claim which they paid out.
If something goes wrong with Suzuki cars, they tend to be cheap to repair anyway.
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