|
I'd be very annoyed at someone walking away from their responsibility like this, but we live in times when some of our leaders up to the very top are liars and expense thieves whose word means nothing, monkey see monkey do right down to the low life you encountered.
If i had his details, probably not as he walked away, but if i had his details i might be inclined to issue a small claim against him...will cost me and i might not win, but it if he fails to attend the judge may well find for you...no he won't pay up but he could end up with a CCJ against him , which will come back and bite him in the back side...at the very least it will be considerable inconvenience to him, a good thing.
|
|
Yes, I see your point. And I'm upset at the lack of come back, and dare I say protection, in situations like this.
The funny thing, you imagined this guy to be a scrote. He is in his 50s, and a google of his name shows he is an architect. It goes to show dishonour is not exclusively a low life trait.
Yes, I managed to get his details through the police. But they refused to give me a copy of his statement without first obtaining a court order. I don't know where to start with that one. All the same, they did provide his name and address. And he lives on the (small/narrow) road where my son's school is.
I may consider small claims action, because I cannot not do anything when I feel I've been had off like this.
|
The funny thing, you imagined this guy to be a scrote. He is in his 50s, and a google of his name shows he is an architect. It goes to show dishonour is not exclusively a low life trait.
I didn't imagine it though, he is, whether he's in a recognised profession or not makes not one scrap of difference, the bod is dishonourable.
I have front and rear facing cameras in my car, and if i'm in the car the ignition is in the acc mode so they're both running, might be food for thought there?
Edited by gordonbennet on 11/07/2019 at 20:11
|
|
I guess so. I wouldn't have expected that someone in their 50s could be so unprincipled.
Yeah, given the way soceity is heading, having cams is necessary to protect yourself. What a sad statement to make.
|
|
|
|
I may consider small claims action, because I cannot not do anything when I feel I've been had off like this.
This will depend whether you value your wallet or your principles. Unless you can satisfy your insurers that you were not at fault, or the third party admits fault, anything you do will cost something - (a) repair the car at your expense without claiming, (b) claim and pay your excess plus any later rise in premium, (c) try small claims court, pay the fee and maybe lose.
Take your pick.
|
|
Based on my feedback over these past 2 months, I have no way of satisfying my insurers that the other party was responsible.
This puts me in a moral dilemma. You see, given how broken the justice system is, what I will say is that I can understand why people take to vigilante actions.
|
|
|
|
... All the same, they did provide his name and address. And he lives on the (small/narrow) road where my son's school is....
You managed better than I did - they wouldn't even give me his name and address when it happened to me.
|
|
I'm sorry to hear that. But in any case, in situations like this, where the other party is denying responsibility, knowing his name and address is of little use.
|
|
|
|
|
|
|
I feared that. But it doesn't sit well to do nothing when I've been wronged, and someone has the brazen nerve to lie, lie and lie it out.
|
|
You really should have taken pics of your car...and his, at the time of the incident...particularly if the damage was substantial.?
As it stands you have little leverage I fear.
|
|
"And he lives on the (small/narrow) road where my son's school is."
Perhaps he's fed up with parents parking there. Maybe even, the reverse has happened to him.
|
"And he lives on the (small/narrow) road where my son's school is."
Perhaps he's fed up with parents parking there. Maybe even, the reverse has happened to him.
Could have hit the nail on the head there, i used to live near a primary school and the parking of parents drove me absolutely potty!. Not just parking on the road, as there is nothing to stop that, but specifically blocking my driveway!
|
|
I hear what you're saying. But this was a pure accident.
I believe he s*** himself, didn't know what to do. And is basically a coward.
|
|
You don't say the cost to repair your car or what it is. If you claim on your insurance you will probably have an excess to consider and then possibly a weighted premium on renewal.
May not be worth the hassle and put it down to life experience.
|
|
I haven't had it priced up yet.
But visually, the bumper doesn't lie flush with the body on the passenger side. Structurally, I have no idea.
Yes, my excess is £500, and it's likely any repair would be cheaper than £500.
|
I haven't had it priced up yet. But visually, the bumper doesn't lie flush with the body on the passenger side. Structurally, I have no idea.
Yes, my excess is £500, and it's likely any repair would be cheaper than £500.
I hope you have an accurate idea of the likely cost of a repair - you don't usually get much for £500, especially if it involves straightening anything. All the more reason to assume that without a sound basis for blaming the third party, you may be best off swallowing any pride and getting the job done yourself. You may still feel it worth claiming, paying the excess and accepting some loss of no-claims afterwards.
Don't forget that most bodyshops will cost insurance jobs rather higher than work for a private owner.
|
|
|
|
|
Get a solicitor to send him a letter with the bill, and say if he doesn't pay, then you will take him to small claims. He will probably cave in at that point, but even if it goes to court, he's very unlikely to lie in court and say it wasn't him...
|
Get a solicitor to send him a letter with the bill, ....
Write the letter yourself - at least that costs nothing.
|
|
|
|
The thing is, I can't pin my actions on the possibility of him not lying in court.
He's already lied to the police, whether that was face to face, by letter, or phone, I don't know. And he's lied to the claims management company via the phone. So while it might be satisfying to see him squirm in court, the chances are he will continue with this bulls***.
Edited by Samuel Wan on 12/07/2019 at 14:08
|
|
Small claims court will cost you under £50 - worth a try.
I sued a 3rd party who denied she was to blame for a 3 car bash - maintained innocence until 4pm on the eve of the Court case - when she suddenly remembered what had happened.
3rd party insurer paid out fully - £1500 car repair, £1800 for my lawyer + £4K damages to me.
Lied for 23 months but the thought of court, perjury etc gave her sphincter problems.
|
|
Finally, a case where a liar got theirs. That's good to hear, and gives me hope.
Can I ask? Did you go through the same process as myself? That is own insurance company, police, claims management, and then court?
|
|
3rd party owned up, then changed her mind.
Denied liability so I took on a lawyer. Mail was returned as "not known at this address"
The boyfriend was a "known associate" of some very "unsavoury businessmen" but he was not the one who had to stand up in court!
Court papers served.
Keeled over 4pm on eve of court.
My lawyer spoke to the insurer's lawyer & by 4.45pm we had settled - they paid in full.
£1500 car damage, £1800 lawyer( caused by them even denying they lived at the address!) extras inc private detective, someone to serve the court papers, court fees, etc etc) £4,000 for me & £150 for physio that I had paid out. £7,500 approximately. I was sent the cheque for everything, then I paid the lawyer + a bottle of malt.
|
|
Cheers for the update.
It sounds like your case was much more serious than my situation.
All the same, it has given me the motivation to start small claims proceedings. Even if it goes against me, I will at least have the satisfaction of seeing this piece of cr** squirm in court. If he shows at all.
Thank you.
|
Cheers for the update.
It sounds like your case was much more serious than my situation.
You mentioned upthread you thought the cost was likely to be less than your £500 excess and others have suggested you'll be luccky to get body shop job done for as little as that.. If you go down the small claims route (are you in England/Wales?) it'll be much more straightforward to make a claim for a clear repair cost.
If you're getting it repaired whatever then probably best to get quotes and get job done.
Edited by Bromptonaut on 13/07/2019 at 11:21
|
|
>>It sounds like your case was much more serious than my situation
The 3 cars involved were mine, 2 weeks old & less than 1000 miles.
An older E class MB - 2 x Sth Asians
A brand new loaner MB from the garage whilst "the boyfriend's car" was be fixed.
The lawyer told me that out of the 4 people in the 3 cars I was then only one without a criminal convictions! This all came about as a result of the insurance companies investigating the claims of the 2 Sth Asians!
The woman that caused the accident had a couple of "minor convictions" but she was associated with known "underworld character"! The 2 South Asians both had numerous convictions, some really serious. He did not go into detail
|
|
|
|
|
|
