Re :Unequipped for the modern world? Around 94% of the adult population have a mobile phone, the vast majority will be "smart" phones, if only because that is what they sell. Once 5G comes along we will be more dependant on smart phones, to control everything from cars to cookers.
You can easily buy a perfectly good Iphone 5S for £59, run the app to pay whom you want and use it as a non smart phone for the rest of the time. It is neither difficult, complicated or expensive.)it is what I do)
People complaining - except the very elderly who may be incapable of using a smartphone - remind me of people who complained about decimal currency..
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