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I’m looking into getting an Octy 1.4 SEL (or maybe an SE with options), and have prices from some dealers via the online car broker places. I’m looking at 17-18K with PCP (which I’d only be using to get the initial 3K discount, I’m hoping to settle it early on). Or £500 less for the 3.5K trade-in (I think my car qualifies, it was registered right at the end of 09, though I’m not sure it’s a Eu4 or Eu5. It’s worth ~£1000 as a trade-in according to HJ’s valuation, so probably not the best way to go).
The closest to me is £700 more than the cheapest (~300 miles away!), so I’m wondering if I can go in and negotiate around this, the trade-in on my old car, and on the inclusion of a spare wheel and towbar (as the minimum of extras I would want).
Sanity check – the broker price is the same price (or less) as 12-18month old similar cars (with mileage) on autotrader. Is that normal? I was initially looking at a 2 year old model, but realising that with a broker deal, the overall first 3 year depreciation compared to these autotrader prices isn’t actually as bad as some people make out. A 3-year old car is typically 12-13K with less than 20K miles.
I’d really appreciate some advice, it’s the first time I’ve been looking at a car costing more than 6K, am I missing something or are some of these PCP deals (‘deposit contributions’) actually good value – barring any hideous %s where I assume they would normally claw back the initial ‘deal’ reduction.
(reason for petrol: 10-12K per year, typically 2x20mi per day, and my current diesel regens every 200 miles, usually when I'm in view of home or work!)
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