I run a 1.25 fiesta. It's factory fitted Goodyear Efficientgrip 195/50 R15's are horrific in a little snow. No issues in the wet or when dry.
Got a set of Continental WinterContact TS800 175/65 R14's on steel wheels from MyTyres in 2012 for £350 delivered. Swap the wheels over myself at the start and end of winter.
The difference between the 2 sets is amazing, as long as you drive sensibly. The time the winter tyres don't help is on sheet ice (ie if water has been running across the road, then frozen).
You said you have an AWD car. For stopping distances, an AWD won't be better than a 2wd car, the type of tyre will make a difference.
I don't have any issue with handling or stopping distances on my winter tyres. If you don't drive on the limits of your existing tyres, you're unlikely to have any issues.
Don't regret getting a set of winter tyres, but with my next car I would probably just leave one set of tyres and wheels on all year round. I would however fit it with All Seasons Tyres (Such as GoodYear Vector 4 Seasons or Michelin Cross Climate).
Any extra cost is negligible as when your using the winter tyres, you're not wearing out your summer tyres.
If buying an extra set of wheels, check if you have TPMS valves fitted to your existing wheels. Companies such as MyTyres can supply tyres fitted on wheels complete with TPMS valves.
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