My post above was tongue in cheek, well almost )
OP if i was in your shoes i would do as suggested and shift this car on as soon as possible, but from that point i differ with my honourable fiends above.
I would seek out an unfashionable petrol car such as Toyota Corolla or similar with 12 months MOT for around £1000 tops, one with a decent ownership history, and would avoid like the plague any more loans, you might something half decent on your local facebook selling group or ask around your friends if they know of anyone wanting shot of an older well looked after car.
I'm none too sure what a credit rating is to be honest, whatever it is it wouldn't interest (no pun) me in the slightest, in my honest opinion the only thing one should ever pay interest on is on the roof over your head, which will, even allowing for the next bust (which will be blamed on Sir Nigel Farage i have no doubt), eventually be worth more than you paid for it.
No one needs a new or newish car, nor any other things they can't afford, and if someone needs finance on any item bar their house they really can't afford it.
Edited by gordonbennet on 06/04/2017 at 20:46
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