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Government investigates DPF removal ahead of crackdown
Research findings to better detect DPF removal could be implemented as early as next year.
garagewire.co.uk/news/government-investigates-dpf-.../
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There must be 10s of thousands of cars on the road with their DPF removed. Just thinking about it, I know of at least 2 right now ( both VAG group cars). According to that article, it can invalidate the insurance. I wonder how many people are driving around with no knowledge of this. As has been said many times on here, petrol engines are a far better prospect for most of us these days.
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After re-reading the article, I wonder if its nothing more than a padded-out advert, as there are a number of companies offering their opinion on the matter - all of which have a vested interest in keeping the car as it left the factory.
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According to that article, it can invalidate the insurance.
Everything can invalidate your insurance, how far does it really go? Where is do you draw the line? What about certain Vauxhalls that had their EGR deleted by vauxhall dealerships as directed by Vauxhall? It could be claimed they no longer are as they left the factory and therefore would come under 'modified'?
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I think this is more to do with people adding/removing items (not approved by the manufacturer or government/EU) to get better performance (at the expense of emitting more nasties) out of their cars that are a legal requirement in order to achieve a certain emissions level at the time of manufacture for VED and more generally.
That is a whole different kettle of fish to a modification required by the manufacturer, say for safety or reliability reasons (possibly required following an official recall mandated by the DVSA). The forthcoming 'modifications' on VAG cars will also fall into this group, though obviously related to emissions levels.
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Meh, Scaremongering and classic selling-through-fear tactics.
M
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Talking of scaremongering,
next we'll probably be being told that SpanishBank won't pay-out interest to 123Account holders if they discover that the EU has been modified by having its UK removed...
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"Will invalidate your insurance" - I had to laugh at that.
Nothing can invalidate the third party element of your car insurance.
EU law since 2009.
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Third Party insurance, may be not but if you are at fault Third Party only covers the other drivers car not yours so your car could be a write off along with your money.
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Deliberately lying about your cars specification (especially major alterations regarding performance of the engine) will. They will cancel the policy and may well call in plod if the mood takes them for fraud, which may result in large numbers of licence points, a fine or worse, depending upon the seriousness of the crime.
I also suspect the person's name will also be passed to all other insurers, making reinsuring the car almost impossible (at the very least, horrendously expensive).
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"Will invalidate your insurance" - I had to laugh at that.
Nothing can invalidate the third party element of your car insurance.
EU law since 2009.
UK law since insurance became mandatory.
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Again,
Meh!
Insurance!
Ah have nivver driven a car ah canny financially "write off" even from brand new, sans insurance, as long as 3rd party claims are covered, an ah have always been properly insured, regardlesss of (in my younger days) a certain disregard for adherence to MOT regulations.
OK I ud "feel the pain" in the wallet, but still cope.
Otherwise one is simply driving a car one cannot afford.(to "lose")
regards
Marcus
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Not AFAIK - before the 2009 EU directive insurance companies were able to wriggle out of third party claims by including exclusion clauses in the small print.
Since 2009 the companies cannot restrict their liability if an insurance contract is in force and has been paid for.
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how, exactly, are these insurance companies going to determine that a DPF has been removed or an EGR valve blanked off? the inspection would need to be by someone trained and approved. How much would that cost for every claim? And in most cases they'd find nothing of note. And then they would have to prove that the insured driver knew the modification existed. I bet loads of cars with re-maps, missing DPFs, blanked EGRs get sold on, new buyer none the wiser.
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how, exactly, are these insurance companies going to determine that a DPF has been removed or an EGR valve blanked off? the inspection would need to be by someone trained and approved. How much would that cost for every claim? And in most cases they'd find nothing of note. And then they would have to prove that the insured driver knew the modification existed. I bet loads of cars with re-maps, missing DPFs, blanked EGRs get sold on, new buyer none the wiser.
Easily sorted by making it a strict liability offence, ignorance is no excuse
Edit: That's not my position, I agree with you. However there is no way they will let people use that excuse. No way.
Edited by mss1tw on 21/04/2016 at 22:21
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I suspect in most cases they be happy to get the car off the road. Not quite as easy case as Red Diesel.
The bigger issue is if they started testing to see of the DPF worked to a given min. statandard. That would be a killer.
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