A family member drove my car without my knowledge and had no insurance or licence - now there's an insurance claim against her?

About 10 months ago a family member drove my car without my knowledge and had no licence or insurance. They were arrested by the police for being over the legal alcohol limit. They were charged in court...

My car was hit by another driver but his insurers are refusing to pay, saying the details he gave are incorrect?

My car was hit by another driver but his insurers are refusing to pay, saying the details he gave are incorrect and have voided his cover. Are they liable to pay for my damage?

We have been advised to use an accident management company rather than inform our insurers of an accident?

My wife was involved in an accident this morning (not her fault) and the local Volvo dealer wants us to use an accident management company and says not to inform our insurer. Surely this is not correct...

My father knocked down a neighbours wall - does he need to tell his insurers?

My elderly father reversed into his neighbour's wall, knocking it down. He drove on to where he was going and then spoke to the neighbours when he returned. The house is rented so my dad was thinking of...