Ask Honest John

Most recently answered pcp questions
Almost three years ago my daughter took out a PCP deal on a Volkswagen Move Up with the confident expectation espoused by the dealer that there would be equity at the finish to put down on another car....
My daughter has a vehicle on a PCP from Leasedrive. The three-year agreement finishes on 1 November 2013. They say that she will have to pay an additional settlement to compensate them for the fact that...
We have been offered a very similar deal for either a top of the range Skoda Citigo Elegance or a mid range Volkswagen Move Up! Which should we go for? We are going to buy new with a PCP Finance deal.
I own a KIA Sportage and am 12 months into a 42 month Personal Contract Purchase deal. My main dealer has asked me if I would like a brand new model (with two years free servicing) for the same level of...
My sister aged 40 has just passed her driving test and needs a car to carry herself, her five-year-old daughter and her growing dog, so an estate or largish hatchback would seem to make sense. She will...
I currently own a Vauxhall Astra CDTi (120) - it's lovely but is seven years old and needs to be replaced. I am currently considering a Ford Focus or Nissan Qashqai. I like a car with a bit of thrust,...
I will shortly be coming to the end of a four-year PCP agreement on my ML and am concerned about the potential penalty charges I may incur for alleged damage to the car. The car will be several thousand...
I bought a Mercedes-Benz E350 CDI Coupe in July 2009 on a Personal Contract Purchase and have to hand it back next month, having covered 34,000 miles. The alloy wheels have deteriorated to such an extent...
Can you tell me how I find out if there is any finance outstanding on a car I am thinking of buying?
We are thinking of changing our car this year and are considering taking a three year personal finance contract from the garage, in this case Mercedes-Benz. I was under the impression that the value of...