Your lack of driving history will work against you, so try all the different price comparison websites and then ring up individual brokers and direct insurers to see if you can get a better quote. Also, sticking an older person with more driving experience will bring the premium down, even if they never drive your car. Unfortunately, you will get hit heavily for being a student, and more so being in Manchester. If I was you, especially if it's your first car, I would look at driving something else.