What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks

My car insurance has gone up following a claim - how can I reduce the cost?

I was recently responsible for a low speed collision when I reversed into another vehicle - my first blameworthy incident since 1967! I have just received my insurance quotation for next year (co-op insurance organised through the AA). Last year my premium for a 2015 Ford C-MAX was £334. For this coming year the premium has risen by 65% to £552. I know that you have reported that insurance rates have risen recently, and I suppose the recent claim hasn't helped, but a 65% increase seems ridiculous to me. What would you advise?

Asked on 17 November 2017 by honjohn

Answered by Honest John
Did you have protected no claims? I am assuming not with that increase, as you will have lost three years bonus, and now have the increased risk attached to your policy. Shop around is the only advice I can provide...
Similar questions
To insure our Fiat 500C last year was £209 but this year the lowest quote anywhere is £354. That's with no changes or claims. Please can you explain this 70% increase?
I was rear ended while sitting stationary. Why then am I penalised with higher premiums ?
My wife has bought a 2021 Dacia Duster Bi Fuel but on advising LV, our insurers, we were told they will not insure the car. No explanation. We had to try elsewhere at a much higher premium, yet the car...
Related models
Neat styling. More practical than a Ford Focus. Fine blend of ride comfort, handling and driver enjoyment. High-quality interior.
 

Value my car

Save £75 on Warranty using code HJ75

with MotorEasy

Get a warranty quote

Save 12% on GAP Insurance

Use HJ21 to save on an ALA policy

See offer