Do I have to declare a no-fault claim when getting an insurance quote?

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Do I have to declare a no-fault claim when getting an insurance quote?

Somebody hit my girlfriend's car whilst it was parked on the street, damaging the front wing/bumper and requiring £1000 repairs including labour. The driver of the other car very kindly left a note and it was arranged to deal with the repairs through their insurance. She's now looking to renew her insurance - does she need to declare this as a no-fault claim?

Asked on 26 October 2016 by

Answered by Honest John

Yes, emphatically yes. It must be disclosed. Will go down as a non-fault claim but will still affect her premium.

Tags: insurance claims legal and consumer advice

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