Great looking car, but the A5 1.8 isn't a shrewd purchase because the 1.8 TFSI and 2.0 TFSI up to the latest EA888 engines from 2013 could have problems of coking up their inlet valves and of excessive oil consumption from the piston oil rings not bedding in properly. Later cars with the uprated power outputs and lower emissions seem okay so far.Very little feedback on C-Class with the 1.6 turbo engine.

The difference between HP and PCP is that with a PCP you don't buy the whole car. With HP, if you have paid off more than 50% of the loan you can hand the car back and walk away. With a PCP you pay interest on the full buying price, but your monthly payments only pay off the estimated depreciation. At the end of the term you have the option of paying the balance and keeping the car, or walking away. But if you walk away from either deal you have to pay for any damage to the car. With a bank loan you don't have the walk away options. Fail to pay off any of the loan and the bank can come and take whatever asset you secured the car on and that may be your house not the car itself.