Car could be written off - what do I do? | Ask Honest John

What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks

Car could be written off - what do I do?

I had a suspicious crash for cash front end collision to the back end of another car on the entrance into a roundabout. I'm worried that the insurance company may write off the car. It is a Volkswagen Golf 1.6 TDI with 54,000 miles on the clock. The air bags weren't deployed but there is damage to both front wings, bonnet head lamps and radiator. If the car is written off I don't get access to a courtesy car, my questions are:
1. If I can't get hold of a courtesy car what's the best option for 12 week hire as I definitely don't to 'rush' into getting a new car
2. Is a new petrol Golf a good idea based on driving 11,000 miles per year.
3. Is there anything thing you recommend to deal with these staged crash eg driving style and/or dash cams?

Asked on 6 August 2015 by VM

Answered by Honest John

1. Makes no sense. 12 weeks hire will cost you around £1500 and I've never heard of leases as short as 12 weeks. Better to go straight to someone who has the cars in stock, like Motorpoint, and drive away, no waiting. They currently have 2014 Skoda Rapid Spaceback 1.2 TSI 105 SE from £8,499 and that makes huge sense. 2. Yes. Avoids DPF and EGR problems. 3. Get a dashcam: www.honestjohn.co.uk/products/top-10s/top-10-dash-.../

Tags: insurance write offs

Similar questions

Is there any way to find out why a car was written off?

I plan to buy a Volkswagen Golf 2009 which was a Category D Write off in 2012. The car belongs to a single owner and the full service history and log book is available. The car is currently available at...

Should my car have been written off or repaired?

I was involved in an accident nearly 6 weeks ago. Another car ploughed into the back of me as we were almost stationary and they were doing approx. 40 mph. Myself and two of my children were injured....

My car was written off as a Cat N - do I have to get it re-tested for an MoT?

I know insurers require a new MoT for a vehicle that was a Cat N write off. They have given me 14 days to obtain one but is it a legal requirement? Could I still drive on the existing MoT? Also if it fails...

Related models