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Making a no blame insurance claim
I was hit by a van who was half on my side of the road as we approached each other. The driver admitted to me that it was his fault as the sun was in his eyes (although the sun was behind him at the time) and he was apologetic and provided me with all his details.
Unfortunately my insurance provider say that it is not progressing as his insurer or he is not admitting liability.
I have a witness who overheard him admit to me that it was his fault, but he had a passenger who could assist him in avoiding blame although this is not the case at present. Will my witness statement be enough to convince his insurers of his guilt?
Unfortunately my insurance provider say that it is not progressing as his insurer or he is not admitting liability.
I have a witness who overheard him admit to me that it was his fault, but he had a passenger who could assist him in avoiding blame although this is not the case at present. Will my witness statement be enough to convince his insurers of his guilt?
Asked on 26 April 2014 by midgetjohn
Answered by
Honest John
I can't tell you if it will or if it won't. Your insurer may try to take the expedient way out and make it 50/50 with the other insurer. if you object to this, then use the small claims track of the county court to sue the other driver directly and call your witness to testify on your behalf it it goes that far. Because perjury almost always carries at lest a 6 month prison sentence, the van driver is unlikely to lie in court.
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