My Audi A4 is in for MoT as I write. At the beginning of the year I was given an insurance against MoT failure to the tune of £750. It says quite clearly on that insurance that the parts covered include shock absorbers. It says nothing about wear and tear, just ‘shock absorbers’. They are now telling me that wear and tear is not covered but it says diddly squat about that on the document. What can go wrong with shock absorbers other than MoT failure? A response asap would be very much appreciated.