I learned in April 2013 that my then insurer had paid out on a claim from someone who alleged I had damaged their vehicle in 2011. I was not aware of this claim, still less given an opportunity to contest it (as I should certainly have done). At the time of the incident - now more than two years ago - the only point at issue was damage to my car and whether or not I should pursue a claim. The upshot is that I am taxed with failure to disclose (to my new insurers) facts material to my motor insurance, plus increased premiums. Worst of all, the fact that I have been driving around on motor insurance that could well have been held to be invalid. Do I have any redress from my 2011 insurer?