What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks

How should my nephew deal with this fraudulent claim?

My nephew is struggling to keep his one-man business going, has asked me for help. A couple of weeks ago he was driving into his office car park past a car, which was parked on the hatched ‘no parking’ entrance area. He squeezed past and parked in his slot. A short while later a woman said that he had caused extensive damage to her car and demanded his name and address. He gave it and she drove off without giving her details. He does not think he touched her car, but if he did, the scratch would have been superficial. He has had a letter from Albany Assistance Limited demanding his insurance details. He has eight years' no-claims discount and does not want the claim to go through his insurers. He is prepared to pay for any damage to be rectified and the provision of a hire car for the day needed to get the repair done. How should he proceed without dealing with the claims management company and not knowing who the claimant is?

Asked on 25 May 2013 by PH, via email

Answered by Honest John
Write back to Albany Insurance saying that this is a false claim with no proof and that he will see them in court where he will contest this attempted fraud. If the claimant lies in court, that will be perjury and she could receive a prison sentence of nine months. He is not liable to furnish any details of his insurer if, as he says, there was no damage. In any case, if the woman parked on a cross-hatched “no parking” zone she was liable for any damage for “contributory negligence”.
Similar questions
How is it possible for details of my insurance company to be identified by third parties? My insurance company contacted me in June to tell me that a claim had been made against my insurance for an incident,...
My wife just took a phone call from someone asking about an accident in my Honda Jazz. I have not had an accident in the Jazz or my last car, which I owned for over 10 years. The man said he obtained the...
In June 2009 I parked my wife's Saab convertible between two empty spaces in a shop car park. When I returned, the space on the Saab's driving side had been taken by a large SUV type vehicle. It was parked...