What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
Why does my insurance company require my V5C two years running?
Last year I received a letter from my insurer threatening to cancel my policy if I failed to send them a copy of my V5C within seven days. I complied and asked for a confirmation. I did not get any further correspondence. However, this year I got a similar letter and failed to reply within the time. Very quickly I was told of the cancellation and I immediately phoned and since then I have spent a great deal of time recovering my insurance cover. My policy runs until October. Are you aware of this procedure?
Asked on 23 March 2013 by BJ, Ross-on Wye
Answered by
Honest John
They want it to make sure that you are the registered keeper of the car, which you might not be if you bought it via a broker who pre-registered it to someone else. But to ask for the V5C two years running seems nuts to me. And a breach of contract or "utmost good faith" because if they had your V5C from last year it would not have changed at all.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
I'm buying a used car. The dealer has the V5C certificate in the name of the previous owner and not in the name of the dealer. Is this correct? Should the dealer not be the registered keeper of the vehicle?
I ordered a new car in January 2022. It was delivered in February 2023 and is now in a higher tax bracket. Can I dispute it?
A friend bought a car eight weeks ago from a broker who was introduced through autoeBid. Both promised in writing that the car would be first registered to my friend. We chased the DVLA when the V5C didn't...
.jpg)
