Two cars to insure - why cant I claim no claims discount on both? | Ask Honest John

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Two cars to insure - why cant I claim no claims discount on both?

I’m trying to insure two cars; my main personal car, a Mazda 6 which I’ll be using for business and pleasure and a Fiat Punto, which I use as a local run around. Both are registered to me as the owner/keeper.

However, it seems I can’t have a no claims discount on both vehicles (I have effectively 15 plus years claim free motoring/NCD). I don’t understand why this is, can you help?

Asked on 26 January 2014 by Tom Gutteridge

Answered by Honest John

Unless you get a multicar policy (Zurich, Aviva, Admiral. Direct Line) you can't transfer one NCD to two policies.

Tags: insurance

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