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Driver denying liability after hitting my car - what are my options/

My car was damaged recently after another motorist reversed into it in a car park. The driver admitted liability at the scene and we exchanged insurance details. However, now he has changed his story and is saying that we were both were reversing at the same time, which is a complete lie. My sister saw the accident, but she cannot be a witness.

I've told my insurance provider what happened but they are telling me to go 50/50; however, I think this is grossly unfair as I stand to lose my no claims bonus. Do you have any advice?

Asked on 23 October 2013 by seet17

Answered by Honest John
You'll lose your NCB anyway for being involved in a claim. Insurers take the most expedient way out. Taking the matter to court will cost more than the insurer can hope to gain. You could take the other party to court but, as you say, it's your word against his, no credible witness, so not a good idea.

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