I recently had a none fault accident after a double decker bus hit me from behind and pushed me into the one in front. The bus that hit me has accepted responsibility, but my pick-up truck has been declared a write-off.

There is no structural damage, but the insurer says the bodywork repairs would cost more than the vehicle is worth. I’m very reluctant to scrap my pick-up as it’s an import and I have owned it for many years. Could you tell me how I could keep the vehicle and get it repaired?